As you google ‘The American Dream’ you may come across this definition: the ideal by which equality of opportunity is available to any American, allowing the highest aspirations and goals to be achieved. There was …
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3 Pieces of Career Advice That Might Not Be True For You.
Throughout your career and especially as you’re starting, you will be presented with career advice from a wide variety of individuals. Your parents will offer you their opinions, as will your teachers, friends, and career …
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Guaranteed! This Budget Will Lead to Financial Stability.
I have been working in the finance industry for a while. I started in retail banking, working primarily with individual personal accounts and corporate accounts, then I transitioned into corporate finance on the analysis side. …
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Refueling the Entrepreneur in You.
If you’re a business owner, the chances are you know how challenging it can be sometimes to stay motivated when it comes to progressing your business. With so many different things on your mind, it’s …
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Cash You Can Make Today.
Look around you and there will be no surprise that most of your friends have multiple sources of income. Whether it is a second job or what some might consider a side hustle, it seems …
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A Beginner’s Guide to Budgeting.
In my experience, making the effort and taking the time to plan and manage your money responsibly pays off. Too many millennials (and people in general) simply go with the flow when it comes to …
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How Your Small Business Can Give Back to the Community.
More millennials are setting up their own businesses or working as freelancers instead of settling for traditional employment. It’s a fact that around 66% of millennials hope to start their own business one day, with …
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How to Start Securing a Stress Free Future.
When explaining to people, especially millennials, that it will take discipline in their finances to achieve stability, some of them tend to cringe. The truth is just like it takes effort, discipline in consistency in …
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Investing Basics: Where Can You Start? (2)
For most of us, as some point in our lives, we start thinking about the future or a legacy. We start imagining what retirement could be like, what a life of true financial stability would …
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Investing Basics: Where Can You Start?
Whether we practice it not, we all know that when it comes to money, it’s best to have a savings fund for a rainy day. Rainy days and surprises do not alert us and when …
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Unconventional Ways to Make or Save More Money.
If you’ve been following moneysmartmillennials.com for a while or you’ve read Money-Smart Millennials: How to Be Financially Stable in Your Twenties and Early Thirties, you’ve realized that I am a huge proponent of entrepreneurship. It …
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Why Millennials Struggle with Their Finances.
Millennials are not the first to complain about the cost of living. But, it would be unfair to reject their claim without consideration. Ultimately, as time goes by, everything is getting more expensive. Life for …
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Becoming an Valuable Candidate and Employee.
As you are reading this article, You might be a graduating student or someone who is very content in your career. On the other side, you may be unhappy with your source of income, or …
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6 Ways to Have Control Over Your Finances.
We all know that with adulthood, come certain responsibilities. One major one is to get your finances in order. The common basic thought is that it all start with a defined budget. To some extent, …
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You Are Losing If You’re Not Using LinkedIn.
For most people, the Facebook app is the first one on their phone’s home screen. It is one of the staple apps that many use regularly and these days, it is impossible to delete it …
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Interview with Andrew Schrage, Entrepreneur, CEO, Founder…and a Millennial.
We are back at it; getting to know a millennial who has decided to go against the grain and pursue entrepreneurship. In our series, The Millennial Entrepreneur, I’ve taken you on several rides, learning the …
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Simple Advice Toward Stability In Your Finances.
In our lifetime, making mistakes is unavoidable. Although the consequences of our mistakes can be hurtful, there are opportunities to grow and improve. As John Maxwell says, evaluated failures are sources of wisdom. However, it’s …
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Signs You Can Afford a Mortgage.
Are you thinking about buying your first home? If so, you are certainly feeling excited about this new step in your life. I know because I was in your shoes not too long ago. But …
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Three Simple Ways to Improve Your Management of Money.
When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is to try to improve the way in which you approach …
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Broke No More!
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position. In fact, this person said that they would be broke …
