For most people, the Facebook app is the first one on their phone’s home screen. It is one of the staple apps that many use regularly and these days, it is impossible to delete it …
Blog
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Interview with Andrew Schrage, Entrepreneur, CEO, Founder…and a Millennial.
We are back at it; getting to know a millennial who has decided to go against the grain and pursue entrepreneurship. In our series, The Millennial Entrepreneur, I’ve taken you on several rides, learning the …
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Simple Advice Toward Stability In Your Finances.
In our lifetime, making mistakes is unavoidable. Although the consequences of our mistakes can be hurtful, there are opportunities to grow and improve. As John Maxwell says, evaluated failures are sources of wisdom. However, it’s …
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Signs You Can Afford a Mortgage.
Are you thinking about buying your first home? If so, you are certainly feeling excited about this new step in your life. I know because I was in your shoes not too long ago. But …
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Three Simple Ways to Improve Your Management of Money.
When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is to try to improve the way in which you approach …
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Broke No More!
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position. In fact, this person said that they would be broke …
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The Basics of Investing.
When I published Money-Smart Millennials in 2016, many of my friends and readers started asking questions about investing. I must admit, I wasn’t an expert when it came to investments and I’m still not today. …
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5 Tips on How to Save Your Business Money.
Every business owner and every company are looking for ways to save money. No matter what business you’re running, the more you save on your bottom line, the better off you’ll be. However, after the …
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Make Your 2019 Resolutions A Reality.
On December 31, 2018, Forbes.com published an article on the topic of New Year’s Resolutions. At the same time, people all over the world were setting goals, expectations and resolutions for 2019. It is now …
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Finding the Right Bank Account.
My goal through Money-Smart Millennials is to make you an expert at managing your money . This includes budgeting, managing your income and expenses, being more aware of your cash flow and organizing your debt …
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The Millennial’s Guide To Buying and Running A Cost Effective Car.
Independence and autonomy are a crucial part of younger millennials’ lives, and the critical tool that they need to achieve this is usually their own car. However, when you are still in your late teens …
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Financial Goals Without Strategy Are Just Wishes.
There was a time when the American dream used to revolve around owning a piece of property and for those who could make it, gold mining efforts. With time, the American dream has changed, but …
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Home Buying For Millennials and How to Reduce Costs.
Provided the area that you live in, house prices can be very high and saving for a home can be harder. The cute articles flowing on the web about how you can easily save for …
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Why and How To Have Multiple Savings Goals.
Should you have one savings goal at a time? Or is it smart to work toward several goals at once, and perhaps even have multiple savings accounts? The answer might depend on what your goals …
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Finding the Motivation to Keep Saving.
Financial stability can never be achieved without savings. It is a nonnegotiable. Even when it’s not already a habit, most of us get to a point in our lives where we need to save money. …
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2019: 3 Important Goals To Work Towards.
When you have achieved a certain level of financial stability or a relatively high income, it is possible to manage your finances without a set budget, and to live relatively well as long as you …
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Friday is for Fuel: A Collection of Quotes to Keep You on Track.
Happy New Year to you my money-smart friend. Can you believe it? Just like that 2018 is gone and for those who worked this week, we’re all back in the routine and 2019 is just …
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Budgeting and Getting Ready to Buy Your Home.
Purchasing your first home is a life-changing decision for many reasons, including the financial impact it may have on your day to day life and of course, the change of environment. When the time comes …
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4 Basic Habits To Reach Financial Stability.
I have observe that besides speaking to a financial advisor or planner, a banker and maybe parents, most people never have educative conversation about money. Unfortunately, many basic concepts are left unknown and unpracticed, consequently …
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Things to Consider If Buying A New Car in 2019.
It’s that time of the year when car commercials make you feel like you’re driving an antique. You might be tempted to make that move and get yourself a new beautiful vehicle. A financial sound …
