When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is to try to improve the way in which you approach …
Blog
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Broke No More!
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position. In fact, this person said that they would be broke …
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The Basics of Investing.
When I published Money-Smart Millennials in 2016, many of my friends and readers started asking questions about investing. I must admit, I wasn’t an expert when it came to investments and I’m still not today. …
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5 Tips on How to Save Your Business Money.
Every business owner and every company are looking for ways to save money. No matter what business you’re running, the more you save on your bottom line, the better off you’ll be. However, after the …
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Make Your 2019 Resolutions A Reality.
On December 31, 2018, Forbes.com published an article on the topic of New Year’s Resolutions. At the same time, people all over the world were setting goals, expectations and resolutions for 2019. It is now …
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Finding the Right Bank Account.
My goal through Money-Smart Millennials is to make you an expert at managing your money . This includes budgeting, managing your income and expenses, being more aware of your cash flow and organizing your debt …
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The Millennial’s Guide To Buying and Running A Cost Effective Car.
Independence and autonomy are a crucial part of younger millennials’ lives, and the critical tool that they need to achieve this is usually their own car. However, when you are still in your late teens …
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Financial Goals Without Strategy Are Just Wishes.
There was a time when the American dream used to revolve around owning a piece of property and for those who could make it, gold mining efforts. With time, the American dream has changed, but …
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Home Buying For Millennials and How to Reduce Costs.
Provided the area that you live in, house prices can be very high and saving for a home can be harder. The cute articles flowing on the web about how you can easily save for …
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Why and How To Have Multiple Savings Goals.
Should you have one savings goal at a time? Or is it smart to work toward several goals at once, and perhaps even have multiple savings accounts? The answer might depend on what your goals …
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Finding the Motivation to Keep Saving.
Financial stability can never be achieved without savings. It is a nonnegotiable. Even when it’s not already a habit, most of us get to a point in our lives where we need to save money. …
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2019: 3 Important Goals To Work Towards.
When you have achieved a certain level of financial stability or a relatively high income, it is possible to manage your finances without a set budget, and to live relatively well as long as you …
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Friday is for Fuel: A Collection of Quotes to Keep You on Track.
Happy New Year to you my money-smart friend. Can you believe it? Just like that 2018 is gone and for those who worked this week, we’re all back in the routine and 2019 is just …
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Budgeting and Getting Ready to Buy Your Home.
Purchasing your first home is a life-changing decision for many reasons, including the financial impact it may have on your day to day life and of course, the change of environment. When the time comes …
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4 Basic Habits To Reach Financial Stability.
I have observe that besides speaking to a financial advisor or planner, a banker and maybe parents, most people never have educative conversation about money. Unfortunately, many basic concepts are left unknown and unpracticed, consequently …
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Things to Consider If Buying A New Car in 2019.
It’s that time of the year when car commercials make you feel like you’re driving an antique. You might be tempted to make that move and get yourself a new beautiful vehicle. A financial sound …
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Job Search: How to Ace The Interview Process (2).
As I talked to millennials and even older or mature professionals, I realized that there are practices and habits that people have which may keep them from getting a job during and after an interview. …
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Simple Tips to Manage Debt Hurdles
If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a set of institution that indicates your credit worthiness. Whether it …
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Building Your Business? When To Leave Your Job.
If you ask your parents about financial stability, they most likely achieved it with the job they worked for several years, in many cases, decenniums. There was a time when a job allowed you to …
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Finding Your First Clients as A Freelancer.
According to AARP, the number of entrepreneurs and self-employed individuals in the US could Taking triple by 2020. A large proportion of this community will be millennials. As you are reading this article, you have …
