When explaining to people, especially millennials, that it will take discipline in their finances to achieve stability, some of them tend to cringe. The truth is just like it takes effort, discipline in consistency in …
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How to Start Securing a Stress Free Future.
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Becoming an Valuable Candidate and Employee.
As you are reading this article, You might be a graduating student or someone who is very content in your career. On the other side, you may be unhappy with your source of income, or …
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6 Ways to Have Control Over Your Finances.
We all know that with adulthood, come certain responsibilities. One major one is to get your finances in order. The common basic thought is that it all start with a defined budget. To some extent, …
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Three Simple Ways to Improve Your Management of Money.
When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is to try to improve the way in which you approach …
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The Basics of Investing.
When I published Money-Smart Millennials in 2016, many of my friends and readers started asking questions about investing. I must admit, I wasn’t an expert when it came to investments and I’m still not today. …
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Make Your 2019 Resolutions A Reality.
On December 31, 2018, Forbes.com published an article on the topic of New Year’s Resolutions. At the same time, people all over the world were setting goals, expectations and resolutions for 2019. It is now …
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Finding the Right Bank Account.
My goal through Money-Smart Millennials is to make you an expert at managing your money . This includes budgeting, managing your income and expenses, being more aware of your cash flow and organizing your debt …
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The Millennial’s Guide To Buying and Running A Cost Effective Car.
Independence and autonomy are a crucial part of younger millennials’ lives, and the critical tool that they need to achieve this is usually their own car. However, when you are still in your late teens …
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Friday is for Fuel: A Collection of Quotes to Keep You on Track.
Happy New Year to you my money-smart friend. Can you believe it? Just like that 2018 is gone and for those who worked this week, we’re all back in the routine and 2019 is just …
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You Can Do It!
Sometimes, it may feel like your life is not on the tracks that you wish it should be on. Challenges come from all directions and it seems impossible to get back on track. That is …
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Could You Be A Financial Role Model?
When we were younger, I’m sure that most of us had someone we could look up to. Whether it was a close member of family or a teacher or even someone famous that we would …
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Dealing With Crisis In Your Personal Finances.
When something goes wrong in your personal finances, it can be a stressful time and it’s not always clear what you should do about it. At times, there’s no obvious answer to many of these …
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Effective Ways to Increase Your Salary Now!
The millennial generation spans today from anyone 20 to late 30’s years old. If you belong to this generation, you have been working for a few years or a couple decades and truly, you are …
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The Absolute Shift You Must Make For Financial Stability.
This article will challenge you to shift your focus when it comes to your finances and asserts the paradigm that anything is possible. What we focus on, we tend to attract and therefore it’s important …
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Don’t Let Your Car Drain Your Cash.
I was recently at a networking event in Washington DC and during a conversation, I found out that my interlocutor did not own a car. As much as this is expected in cities such as …
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You Won’t Make It Without Thinking This Way.
If you’re unfamiliar with the term, paradigm shift, it can best be explained by what happens when you go from thinking one way about something to another way. Now, when it comes to our …
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Do’s and Don’ts When Buying Your Next Car.
So, you are looking to buy a new car. With so many different makes and models to choose from, and so many different places whereby you can purchase a vehicle, there is a lot to …
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It’s Time To Be Smarter With Your Money.
A lot of people think that by making more money, they will get into a better financial position. This could be true in some situations but it’s not always the case. Imagine that a young …
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Young Entrepreneurs: Ways to Kick-start Your Startup.
You’ve probably heard that most startup business fail before they even experience any success. According to study, 8 out 10 enterprises will crash within two years. Needless to say, being an entrepreneur is rather more …
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6 Simple Steps To Overcome Savings and Debt Hurdles.
There was a time when I felt like I never had any money. As soon as I made it, it was gone. I was in college, I was working full time and I had bills …
