About the author: Lyle Solomon has considerable litigation experience as well as substantial hands-on knowledge and expertise in legal analysis and writing. Since 2003, he has been a member of the State Bar of California. In 1998, he graduated from the University of the Pacific’s McGeorge School of Law in Sacramento, California, and now serves... Continue Reading →
Tips for a Financially Sound 2022.
If you want to get yourself financially straight in 2022 then you have come to the right place. Here you will find out what steps you need to take in order to drastically improve your finances while also being able to rocket your saving potential. Want to find out more? Simply take a look below.... Continue Reading →
Smart and Responsible Ways to Spend Your Savings
Your personal finances are a big deal. When you have enough in the bank, you feel like you’re in a much better position in life. And as a result, you’re healthier and happier, both in your home and in yourself. But how do you get there? Earning enough, budgeting enough, and saving enough. However, once... Continue Reading →
Breaking Free of Debt in 2021
When you have significant amounts of debts to pay off, it can feel like you will never be able to pay it. What you do have to remember, however, is that in the vast majority of cases, it is not impossible. It may take a long time, and involve you being prepared to make lots... Continue Reading →
Working your Way to No More Credit Denials
Credit is a slippery beast. This is something that those with poor credit reports and escalating debts know all too well. For such individuals, being refused credit is standard-fare, if they’re in a position to apply at all. But, credit setbacks don’t just happen to the people with obvious reasons for refusal. In fact, many... Continue Reading →
Simple Tips to Manage Debt Hurdles (additional tip)
If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a set of institution that indicates your credit worthiness. Whether it is a good or a bad one, that a number on a computer determines your financial eligibility to borrow. For... Continue Reading →
My Financial Journey to Purchasing My First Motorcycle.
For each one of us, there are moments that are defining, moments that place a marker into our brains that nothing and no one could move. The imprints of those experiences are so powerful and lasting that they forge in many ways, our personalities, our likes and even our character. It could be an event,... Continue Reading →
Investing Basics: Where Can You Start? (2)
For most of us, as some point in our lives, we start thinking about the future or a legacy. We start imagining what retirement could be like, what a life of true financial stability would mean. In parallel, we consider our current financial position and whether it will take us where we want to be.... Continue Reading →
Simple Tips to Manage Debt Hurdles
If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a set of institution that indicates your credit worthiness. Whether it is a good or a bad one, that a number on a computer determines your financial eligibility to borrow. For... Continue Reading →
What Does The Perfect Mortgage Applicant Look Like?
In a recent article, I shared with you tips for your first day of homeownership. It is a very exciting day as it translates into a new chapter in your life, at least for most millennials. But before you get to move into a new home, you must first pass the test of the mortgage... Continue Reading →
It’s Time To Be Smarter With Your Money.
A lot of people think that by making more money, they will get into a better financial position. This could be true in some situations but it’s not always the case. Imagine that a young kid is having trouble improving his skills in the minor league. Assuming that more money leads to financial stability is... Continue Reading →
6 Simple Steps To Overcome Savings and Debt Hurdles.
There was a time when I felt like I never had any money. As soon as I made it, it was gone. I was in college, I was working full time and I had bills to pay including my college tuition. It was easy. After a while, being in such a poor financial position takes... Continue Reading →
So, You Graduated! How to Have A Successful First Job.
I love listening to commencement speeches from keynote speakers. They’re full of inspiration, examples of courage, failures and successes, dedication and some very wise advice. The intriguing thing is that sometimes I wonder how these new graduates would really apply the motivational orders. Really, how many people do feel challenged in their work every day?... Continue Reading →
Are You As In Control Of Your Finances As You Should Be?
When it comes to money, it’s always good to know that you’re in control. No matter how much you earn or what kind of financial situation you’re in right now, you’ll always want to be sure that you’re making the right decisions to be confident and financially stable. But let’s be honest, it’s not just... Continue Reading →
The Dos And Don’ts Of Managing Multiple Credit Cards
This is a collaborative post and it may contains affiliate links. When times are hard, some people run to credit cards. There was a time when one needed to drive to a bank branch, wait in line to meet with a banker and then fill out an application for a credit card; only to wait... Continue Reading →
How to Spend Your Tax Refund Wisely
By this time, you are most likely already in possession of your tax forms. Unless you have a very complicated return, the majority of tax forms are due January 31. When 62% of Americans have less than $1,000 in a savings account, it is no surprise that employees file their taxes as soon as they... Continue Reading →
Two ways to stay accountable with your money and be financially stable.
In an article published by the Harvard Business Review, Joseph Grenny tells that there is a strong correlation between high performing teams and accountability in the work environment. Navy seals hold themselves and their teams to the highest level of expectation by being accountable to the objective of their missions and to their values.... Continue Reading →
Banking, Debt and Credit. Exclusive excerpt from Money-Smart Millennials
Download PDF - Part II / Chapter I Chapter I: Banking, debt and credit Rather go to bed without dinner than to rise in debt. - Benjamin Franklin 'No' for overdrafts About nine years ago, I had an experience that I will probably never forget. It’s not because it was an incredible and exciting... Continue Reading →
Tackling Debt In 2017
2017 is just around the corner. A recent Student Loan Hero survey revealed that paying off debt is so far, the most common financial resolution of 2017. Next to getting out of debt is building an emergency fund. Through personal experience getting rid of my own debt and through helping many clients pay off... Continue Reading →