How To Be Financially Stable In Your Twenties And Early Thirties
Photo by Torsten Dettlaff on Pexels.com At some point or another, you’ll consider buying a car. This could be your first time, or your fifth. One of the main issues you’ll have when you’re doing this is the overall cost. You mightn’t have too much to spend. This doesn’t have to be as complicated as... Continue Reading →
It’s 2025, and for many Americans—especially millennials and Gen Z—the financial picture feels like a rollercoaster. With inflation cooling but still nibbling at our budgets, interest rates higher than we’d like, and the cost of living still elevated from pre-pandemic norms, debt has become an unwanted companion in many households. But let’s make one thing... Continue Reading →
Looking for ways to boost your income while making a positive impact? Look no further than tutoring! It's more than just a side hustle; it's a rewarding opportunity to share your knowledge, empower others, and add some extra green to your wallet. So, let's explore why tutoring might be the perfect fit for you: Financial... Continue Reading →
As the calendar flips to a new year, many of us find ourselves reflecting on the past and contemplating the possibilities ahead. Setting goals for the new year is a powerful way to channel our aspirations and create a roadmap for personal growth. In the spirit of achieving financial success and personal well-being, let's delve... Continue Reading →
When you are moving to a new apartment, there are many things to take into consideration – not the least of which is your budget. Moving costs are associated, from the initial security deposit and rent payments to setting up utilities and buying furniture. If you want to make sure that your move goes as... Continue Reading →
If you want to get yourself financially straight in 2022 then you have come to the right place. Here you will find out what steps you need to take in order to drastically improve your finances while also being able to rocket your saving potential. Want to find out more? Simply take a look below.... Continue Reading →
Having a garden is not usually something that drains your bank balance. Yet, it can sometimes be easy to accidentally spend more than you might ideally like to on your garden. This is generally the result of poor planning, or of simply not being able to understand how best to spend money on the garden.... Continue Reading →
If you want to become financially stable, then you have to make sure that you develop some good habits first. If you’re ready to make a positive change, then this is the guide for you. Take a look below to find out more. Make your Savings Automatic You also need to make your savings automatic.... Continue Reading →
Your personal finances are a big deal. When you have enough in the bank, you feel like you’re in a much better position in life. And as a result, you’re healthier and happier, both in your home and in yourself. But how do you get there? Earning enough, budgeting enough, and saving enough. However, once... Continue Reading →
I am always surprised by how poorly some people maintain their vehicles, or other goods in general. A car for me, is something that needs to be very well taken care of, inside and out. If your car is dirty, I can already tell that your life is somewhat of a mess. When it comes... Continue Reading →
‘When life gives you lemons, make lemonade’, you’ve heard it, you’ve probably said it hundred of times. In its simplicity, this proverbial phrase is one of the best pieces of advice you would ever get in life. It reflects an attitude of fortitude, a philosophy of positive can-do attitude when faced with misfortune. The great... Continue Reading →
Among all the goals that my wife and I set every year, an end of the year savings amount is a major milestone. As I review the past several years of planning, I can give ourselves a score on our financial discipline and control. Truly, that number representing your cash worth on December 31st should... Continue Reading →
Should you have one savings goal at a time? Or is it smart to work toward several goals at once, and perhaps even have multiple savings accounts? The answer might depend on what your goals are and what your financial circumstances are, but it's worth considering the merit of having several savings avenues at the... Continue Reading →
Financial stability can never be achieved without savings. It is a nonnegotiable. Even when it’s not already a habit, most of us get to a point in our lives where we need to save money. It could be something as simple as establishing a rainy-day fund for emergencies such as a broken pipe, a mechanical... Continue Reading →
Every work day, millions of people spend hours of their day in a vehicle. Whether you have a terrible commute like some of us in the Washington DC area or a smooth one, it constitutes an expense in time and money. Although maybe small, we can’t ignore the financial impact of the busines commute. Some... Continue Reading →
When it comes to financial stability and discipline, saving is usually the first step that people struggle with. It is where self-control is required and where so many people fail to succeed at. When I was working in banking, I had two types of clients: the ones who had large savings account that consistently grew... Continue Reading →
School is out for most students, the sun is shining, the sky is blue, and it is time for hundreds of thousands of Americans to take time off for vacations. When I was a kid, my family never really took vacations. I remember going away with some friends one summer and for three weeks, we... Continue Reading →
Just 40 years ago, the average first time home buyer was between the age of 21 and 34. Today, the average age of first-time buyers is steadily in the mid 30’s. Less consumers are buying homes in their 20’s. In fact, one may say that gone are the days of leaving home, getting married and... Continue Reading →
A lot of people think that by making more money, they will get into a better financial position. This could be true in some situations but it’s not always the case. Imagine that a young kid is having trouble improving his skills in the minor league. Assuming that more money leads to financial stability is... Continue Reading →
There was a time when I felt like I never had any money. As soon as I made it, it was gone. I was in college, I was working full time and I had bills to pay including my college tuition. It was easy. After a while, being in such a poor financial position takes... Continue Reading →
Money-Smart Millennials 