How To Be Financially Stable In Your Twenties And Early Thirties
It’s that time of the year when car commercials make you feel like you’re driving an antique. You might be tempted to make that move and get yourself a new beautiful vehicle. A financial sound decision consists of reassessing your thoughts and decide whether it is necessary. Nonetheless, for some people, the time has come... Continue Reading →
Just a few years ago, I was a twenty-year-old kid who desperately wanted a car. I was working a couple miles from home and walking or taking the bus in 100-degree weather or in deep snow. Getting my first car wasn’t as easy or simple as I expected. Not having anyone to cosign a loan... Continue Reading →
Attaining true financial stability is something everybody should aim for in order to achieve long term peace of mind and security in regards to money. However, most people don’t even consider that this could be possible for them, much less try to achieve it. They have fallen into the pattern of going to work, swapping... Continue Reading →
Buying your first home is and should be an exciting time of your life. The saving up and the research into what kind of property you want is finally about to pay off now that you’re ready to make the purchase. The excitement is uncontainable but it is still a very important financial move in... Continue Reading →
There are many different techniques for those who are wondering how to grow a small business, however, for most owners, it starts with the basics: finances. After all, if you do not manage your finances efficiently, the road to success might be endangered with more huddles than needed. With that being said, below we are... Continue Reading →
The dictionary describes ‘bargain’ as a thing or service bought or offered for sale at a cheaper price than it usually is. Even, without the dictionary explanation, we all know what bargains are and when it comes to purchases, it is the first thought that comes to mind to most people. In fact, the majority... Continue Reading →
When something goes wrong in your personal finances, it can be a stressful time and it’s not always clear what you should do about it. At times, there’s no obvious answer to many of these situations, but there are certain methods for coping and digging yourself out of a financial hole that you should be... Continue Reading →
When it comes to financial decisions, we all at some point make mistakes during our teens and early twenties. In a way, it’s all part of growing up. Many would also argue it’s better to make those faux pas when you’re young than to stray off course later. The same can rarely be said for... Continue Reading →
Every work day, millions of people spend hours of their day in a vehicle. Whether you have a terrible commute like some of us in the Washington DC area or a smooth one, it constitutes an expense in time and money. Although maybe small, we can’t ignore the financial impact of the busines commute. Some... Continue Reading →
Regardless of what your finances currently look like today, improving your financial health or maintaining it in a good state should be what you strive for. Unfortunately, it’s very easy to fall into the simple pitfalls that could derail those hopes. Prior to social media, it was already very difficult to refrain from buying attractive... Continue Reading →
Although the road ahead for you might seem full of twists and turns, and that financial stability seems that it will never going to truly be something within your reach, I think differently. Anything can be done when you put your mind it, and nothing will make your life more relaxed than when you have... Continue Reading →
I was recently at a networking event in Washington DC and during a conversation, I found out that my interlocutor did not own a car. As much as this is expected in cities such as DC or NY, I still hard for me to comprehend living without a car. For some of us who live... Continue Reading →
Not long ago, we spoke about the financial lessons they should teach in school. Given how large a role money plays in our lives, it’s astounding that financial literacy is not a priority in the education system. Sadly, some of us learn the hard way through life experiences. I was recently updating my budget and... Continue Reading →
You’ve been in school for 18+ years for this one goal: get your job, be independent and become a contributor to society. Well, you’ve done it! Over the past few weeks, thousands of new graduates walk across the podiums to receive their degrees and they are now entering the workforce. They will be getting their... Continue Reading →
School is out for most students, the sun is shining, the sky is blue, and it is time for hundreds of thousands of Americans to take time off for vacations. When I was a kid, my family never really took vacations. I remember going away with some friends one summer and for three weeks, we... Continue Reading →
Just 40 years ago, the average first time home buyer was between the age of 21 and 34. Today, the average age of first-time buyers is steadily in the mid 30’s. Less consumers are buying homes in their 20’s. In fact, one may say that gone are the days of leaving home, getting married and... Continue Reading →
In a recent article, I shared with you tips for your first day of homeownership. It is a very exciting day as it translates into a new chapter in your life, at least for most millennials. But before you get to move into a new home, you must first pass the test of the mortgage... Continue Reading →
***Guest Post I am a big supporter of budgeting tools. In the past, I've used spreadsheet and simple note style budgets but I have been slowly transitioning to mobile apps. The need for a personal budget is undeniable, whether you make $35,000 per year or $1,000,000. Unless you have a way to monitoring you money,... Continue Reading →
It’s June is summer is officially right around the corner. I love the transition between spring and summer because the weather is just perfect. While many people prefer the warm weather over the cold, I am very comfortable with cold or cool days. No burning sun, cool breeze, low humidity and I am comfortable. It... Continue Reading →
In 2016, $21 billion were spent on moms all over the country. In comparison, about $15 billion are spent on fathers. There is a huge gap between the two numbers but regardless, there is still a lot of money spent on dad and you would probably be buying something for your father or a father... Continue Reading →
Money-Smart Millennials 