If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a
One of the most important investments that you can make is in fact not a material item, but an investment in your overall health. Investing
The goal of every business is to make money and be profitable. However, in the daily hustle and bustle, expenses arise that may affect your profit. How do you manage to be in the green?
There are a lot of mistakes you can make with your hard-earned money that can affect you long-term. Learn how to secure your financial future ahead.
To prevent tempting trends from burning a substantial hole in your budget, follow these helpful tips on how to avoid overspending on clothing.
‘When life gives you lemons, make lemonade’, you’ve heard it, you’ve probably said it hundred of times. In its simplicity, this proverbial phrase is one
The problem with debts is that the whole process can be confusing, scary and absolutely overwhelming. Even the word itself holds a lot of weight.
If you feel like you’re always battling with your finances, be hopeful because many have walked your path and succeeded at fixing their money challenges.
When we go from adolescents to adults, or from college to a working life, there comes a point when we naturally think about money more
As we mature, the desire for stability increases. Whether it is finding a better stable paying job, a long-lasting relationship or a place to settle
I have been working in the finance industry for a while. I started in retail banking, working primarily with individual personal accounts and corporate accounts,
When explaining to people, especially millennials, that it will take discipline in their finances to achieve stability, some of them tend to cringe. The truth
Whether we practice it not, we all know that when it comes to money, it’s best to have a savings fund for a rainy day.
If you’ve been following moneysmartmillennials.com for a while or you’ve read Money-Smart Millennials: How to Be Financially Stable in Your Twenties and Early Thirties, you’ve
Millennials are not the first to complain about the cost of living. But, it would be unfair to reject their claim without consideration. Ultimately, as
In our lifetime, making mistakes is unavoidable. Although the consequences of our mistakes can be hurtful, there are opportunities to grow and improve. As John
When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position.
My goal through Money-Smart Millennials is to make you an expert at managing your money . This includes budgeting, managing your income and expenses, being
Independence and autonomy are a crucial part of younger millennials’ lives, and the critical tool that they need to achieve this is usually their own