If you feel like you’re always battling with your finances, be hopeful because many have walked your path and succeeded at fixing their money challenges. According to a MarketWatch article of last November, only about …
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Take a Stand Against Financial Instability
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3 Smart Things You Can Do for Your Money.
When we go from adolescents to adults, or from college to a working life, there comes a point when we naturally think about money more seriously. When you look around, whatever your financial situation may …
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Five Ways To Save for Homeownership.
As we mature, the desire for stability increases. Whether it is finding a better stable paying job, a long-lasting relationship or a place to settle in, we all long for a piece of happy place. …
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Guaranteed! This Budget Will Lead to Financial Stability.
I have been working in the finance industry for a while. I started in retail banking, working primarily with individual personal accounts and corporate accounts, then I transitioned into corporate finance on the analysis side. …
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How to Start Securing a Stress Free Future.
When explaining to people, especially millennials, that it will take discipline in their finances to achieve stability, some of them tend to cringe. The truth is just like it takes effort, discipline in consistency in …
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Investing Basics: Where Can You Start?
Whether we practice it not, we all know that when it comes to money, it’s best to have a savings fund for a rainy day. Rainy days and surprises do not alert us and when …
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Unconventional Ways to Make or Save More Money.
If you’ve been following moneysmartmillennials.com for a while or you’ve read Money-Smart Millennials: How to Be Financially Stable in Your Twenties and Early Thirties, you’ve realized that I am a huge proponent of entrepreneurship. It …
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Why Millennials Struggle with Their Finances.
Millennials are not the first to complain about the cost of living. But, it would be unfair to reject their claim without consideration. Ultimately, as time goes by, everything is getting more expensive. Life for …
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Simple Advice Toward Stability In Your Finances.
In our lifetime, making mistakes is unavoidable. Although the consequences of our mistakes can be hurtful, there are opportunities to grow and improve. As John Maxwell says, evaluated failures are sources of wisdom. However, it’s …
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Three Simple Ways to Improve Your Management of Money.
When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is to try to improve the way in which you approach …
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Broke No More!
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position. In fact, this person said that they would be broke …
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Finding the Right Bank Account.
My goal through Money-Smart Millennials is to make you an expert at managing your money . This includes budgeting, managing your income and expenses, being more aware of your cash flow and organizing your debt …
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The Millennial’s Guide To Buying and Running A Cost Effective Car.
Independence and autonomy are a crucial part of younger millennials’ lives, and the critical tool that they need to achieve this is usually their own car. However, when you are still in your late teens …
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2019: 3 Important Goals To Work Towards.
When you have achieved a certain level of financial stability or a relatively high income, it is possible to manage your finances without a set budget, and to live relatively well as long as you …
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Budgeting and Getting Ready to Buy Your Home.
Purchasing your first home is a life-changing decision for many reasons, including the financial impact it may have on your day to day life and of course, the change of environment. When the time comes …
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4 Basic Habits To Reach Financial Stability.
I have observe that besides speaking to a financial advisor or planner, a banker and maybe parents, most people never have educative conversation about money. Unfortunately, many basic concepts are left unknown and unpracticed, consequently …
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Simple Tips to Manage Debt Hurdles
If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a set of institution that indicates your credit worthiness. Whether it …
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Financial Stability: It’s For You Too.
Attaining true financial stability is something everybody should aim for in order to achieve long term peace of mind and security in regards to money. However, most people don’t even consider that this could be …
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Consider These Simple Tips Before You Buy A Home.
Buying your first home is and should be an exciting time of your life. The saving up and the research into what kind of property you want is finally about to pay off now that …
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Bargains Can Be A Well Disguised Trap.
The dictionary describes ‘bargain’ as a thing or service bought or offered for sale at a cheaper price than it usually is. Even, without the dictionary explanation, we all know what bargains are and when …
