Saving money is not always an easy thing to do. The temptation of that savings account of yours is always pulling you in, and if you want to save money for a specific event, then you may choose to figure out how you can save your cash. Saving doesn’t have to take up chunks of your salary, either, and it’s important to know this before you get started with your savings.
With this in mind, we’ve got some fantastically sneaky ways you can start to save!
- Stop Using Autofill
How easy is it to click Autofill when you are buying things online? Extremely! You don’t have to think about what you’re spending or how much you’re spending because with one click, you’re ready to go. All you usually have to do is ensure that your card details are saved in your phone, and you’re away. The thing is, actually having to put your credit card into your phone and get up and find your card? That’s effort for most people. However, it does give you a moment of pause to really think about what you’re doing, which could really help with that impulse buying issue you’re having.
- Delete Your Cookies
Did you know that your computer has an excellent memory? Whenever you look at something online, you start seeing relevant adverts popping up for those things that you’re buying. The more you see them, the more you want to give in and spend your savings on the shoes you just spotted. So, delete your cookies and use a private browser mode on your computer and you won’t have to worry about any of those tempting ads popping up!
- Delete Your Online Accounts
eBay, Amazon, Etsy – those websites are wonderful for shopping, but they’re so tempting to scroll through when you want a little retail therapy! The best thing you can do is use this guide to delete your online accounts and start shopping in person. It’s easy to shop online because you cannot see what you’re buying, but if you delete your online shopping accounts, you’re forced to go out to physical shops to buy things. If you do that, you’re going to think twice about the sewing machine you’ve last-second decided that you needed.
- Start Learning To Cook
While this sounds like an exercise in spending money, it’s not! If you learn to cook and you learn to use YouTube to teach you how to put together meals, you’re going to be able to make your own lunches for work and bring them with you. You’re going to be able to make your own breakfast without buying bagels at the corner bakery. Saving money means stopping eating out two to three times a day. It’s so easy to spend $10 on a meal and that can add up to $100s per month!
- Live A Basic Life
When you get a new job because of a salary raise, you need to think about your old salary. If you continue to live on the salary that you used to have, you’re going to be able to live on your means and have a lot more spare cash each month. This gives you a guarantee of savings every month and you can live far more comfortably this way.
- Reduce Your Subscription Services
If you pay for Amazon Prime, Netflix and other subscription services for TV, you need to think about how you can reduce it all. Do you really need more than one TV service? It’s time to think about cutting back on the cable if you’re paying for TV shows and movie packages. There are so many different payments that could be going out every month and you may not even remember that they’re going. So, take your bank statements and go through all the things that you’re paying for. Start canceling the ones that you’re not using and start living better within your means. Don’t start spending that canceled cash, though! Redirect it to savings accounts!
- Start Paying With Cash
It’s so easy to swipe a card on a card reader and go contactless on your smartphone. It’s much harder to pay with cash when you are out because you can see the cash leaving your hands. You’re so much less likely to buy things at the cash register if you can see the money leaving your hands.
- Delete Your Uber App!
You are more than better off paying for a bus to get home than you are splurging the cash for an Uber every time you go to town. Delete the app and you won’t be tempted to pay for a taxi to get you from A to B.
- Splurge On What You Love
It’s so much better for you in the long term to spend a little more money on the things that you like to do, than spend lots of cash on things you can do but you don’t quite love. Plan your money better and spend on the things that you know you really will enjoy, but those indulgences shouldn’t become your new routine.
- Cut Down Your Utilities
How much money are you spending on the central heating and electricity in your home? Check out the figures from your last bill, then give yourself a shake when you think about how often you pop on the heating when it’s barely cold. Start wearing fuzzy socks and a jumper in the house. If you’re still cold, then turn up the thermostat.
- Choose A Night In
Going out with friends is so much fun, but when you spend a lot of money going out, you’re going to waste it! Instead, get everyone to bring something delicious and have an indoor night in front of Netflix. Chill the wine and cook something delicious if you must. Either way, swap going out for staying in and save the money instead!
Cash doesn’t have to be hard to save. Have a goal in mind and give these sneaky tips a try!
Money-Smart Millennials 
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