School is out for most students, the sun is shining, the sky is blue, and it is time for hundreds of thousands of Americans to take time off for vacations. When I was a kid, my family never really took vacations. I remember going away with some friends one summer and for three weeks, we... Continue Reading →
Why Your Poor Spending Habits Need The Mobile Touch.
***Guest Post I am a big supporter of budgeting tools. In the past, I've used spreadsheet and simple note style budgets but I have been slowly transitioning to mobile apps. The need for a personal budget is undeniable, whether you make $35,000 per year or $1,000,000. Unless you have a way to monitoring you money,... Continue Reading →
It’s Time To Be Smarter With Your Money.
A lot of people think that by making more money, they will get into a better financial position. This could be true in some situations but it’s not always the case. Imagine that a young kid is having trouble improving his skills in the minor league. Assuming that more money leads to financial stability is... Continue Reading →
7 Simple Steps To Overcome Savings and Debt Hurdles.
There was a time when I felt like I never had any money. As soon as I made it, it was gone. I was in college, I was working full time and I had bills to pay including my college tuition. It was easy. After a while, being in such a poor financial position takes... Continue Reading →
Cash Is Your Pilot. Credit Must Be Your Wing-man.
12 years ago when I moved to the USA, the idea of buying a car on credit or financing a big purchase was foreign to. Where I'm from and from the experiences I lived through as a kid, people saved money and bought outright what they wanted. Granted, the banking system wasn't as developed as... Continue Reading →
Are You As In Control Of Your Finances As You Should Be?
When it comes to money, it’s always good to know that you’re in control. No matter how much you earn or what kind of financial situation you’re in right now, you’ll always want to be sure that you’re making the right decisions to be confident and financially stable. But let’s be honest, it’s not just... Continue Reading →
How to Spend Your Tax Refund Wisely
By this time, you are most likely already in possession of your tax forms. Unless you have a very complicated return, the majority of tax forms are due January 31. When 62% of Americans have less than $1,000 in a savings account, it is no surprise that employees file their taxes as soon as they... Continue Reading →
Halloween, Thanksgiving, Christmas, New Year’s Day; Brace Yourselves!
It’s official! Fall is here; it’s the season of overpriced Starbucks pumpkin lattes, North Face jackets, Under Armour cold gear and UGG boots. Let’s not forget the Halloween extravaganzas which lead to Christmas, that single day of the year when credit cards might be the most used. Between those two days, there is Thanksgiving, the... Continue Reading →
Preparing for Financial Stability in 2017
It’s the most wonderful time of the year… There are many reasons why this statement exists. In my opinion, one of those reasons is that the end of the year is a great opportunity, a time to reflect and recharge for the new year. Growing up, New Year’s Eve was an important day in our... Continue Reading →
Navigating this holiday season on a budget and without financial stress.
It’s the most wonderful time of the year… Since I was a little kid, I loved the season of the holidays. Obviously as a kid, you look forward to playing with your Christmas gifts, but for me it was more than that. During the holidays families come together; Mom is willing to cook the best... Continue Reading →