How To Be Financially Stable In Your Twenties And Early Thirties
In our lifetime, making mistakes is unavoidable. Although the consequences of our mistakes can be hurtful, there are opportunities to grow and improve. As John Maxwell says, evaluated failures are sources of wisdom. However, it’s not always obvious when you’re making the right decision or when you are making a faux pas, especially if you... Continue Reading →
Are you thinking about buying your first home? If so, you are certainly feeling excited about this new step in your life. I know because I was in your shoes not too long ago. But are you ready? A lot of people rush into buying their first property because they feel pressured to do so... Continue Reading →
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position. In fact, this person said that they would be broke for the remaining of their life. I was taken aback by those words; why would someone so young believe that... Continue Reading →
Financial stability can never be achieved without savings. It is a nonnegotiable. Even when it’s not already a habit, most of us get to a point in our lives where we need to save money. It could be something as simple as establishing a rainy-day fund for emergencies such as a broken pipe, a mechanical... Continue Reading →
The dictionary describes ‘bargain’ as a thing or service bought or offered for sale at a cheaper price than it usually is. Even, without the dictionary explanation, we all know what bargains are and when it comes to purchases, it is the first thought that comes to mind to most people. In fact, the majority... Continue Reading →
***Guest Post*** As summer comes to a close and the fall semester begins, college students are feeling the crunch. Hours previously spent making money are now devoted to attending lectures and tackling homework. But just because school is back in session doesn’t mean the bills will stop coming. Hoping to make your summer savings last?... Continue Reading →
It’s July. We are more than halfway through 2018 and in a blink of an eye, it will be December. Just a few months ago, we were setting goals for the year and establishing our budgets. Six months into the new habits, it is time to evaluate. Waiting for the end of the year to... Continue Reading →
***This article is a collaborative guest post. You may have recently left college, been taking a sabbatical from work or found yourself at another life crossroad, and you may only have one thing on your mind: traveling. You may have an innate hunger to see more of the world, experience a new way of life... Continue Reading →
All over the world, kids are taught to go to school, study to get good grades so they can land a good job to make a good income to be successful. Unless you grew up in an entrepreneurial family, you most likely heard that. However, when you take time to reflect on the usefulness of... Continue Reading →
So, you are looking to buy a new car. With so many different makes and models to choose from, and so many different places whereby you can purchase a vehicle, there is a lot to take into consideration. Until just a few years, Japanese brands were considered by most, the most reliable for their prices.... Continue Reading →
In a recent article, I shared with you tips for your first day of homeownership. It is a very exciting day as it translates into a new chapter in your life, at least for most millennials. But before you get to move into a new home, you must first pass the test of the mortgage... Continue Reading →
12 years ago when I moved to the USA, the idea of buying a car on credit or financing a big purchase was foreign to. Where I'm from and from the experiences I lived through as a kid, people saved money and bought outright what they wanted. Granted, the banking system wasn't as developed as... Continue Reading →
When it comes to money, it’s always good to know that you’re in control. No matter how much you earn or what kind of financial situation you’re in right now, you’ll always want to be sure that you’re making the right decisions to be confident and financially stable. But let’s be honest, it’s not just... Continue Reading →
It’s the most wonderful time of the year… There are many reasons why this statement exists. In my opinion, one of those reasons is that the end of the year is a great opportunity, a time to reflect and recharge for the new year. Growing up, New Year’s Eve was an important day in our... Continue Reading →
It’s the most wonderful time of the year… Since I was a little kid, I loved the season of the holidays. Obviously as a kid, you look forward to playing with your Christmas gifts, but for me it was more than that. During the holidays families come together; Mom is willing to cook the best... Continue Reading →
CLICK THIS TITLE TO DOWNLOAD: MONEY-SMART MILLENNIALS - PART I, CHAP III & IV DOWNLOAD THE BUDGET TEMPLATE You know the big-ticket expenses in your life, but all the smaller spending can also be a killer. Take a look at your monthly outflow, and I guarantee you will have a few "Yikes, I had... Continue Reading →
A few weeks ago I drove to Peoria, IL for a leadership conference with some business partners and friends. From Germantown, MD, it is a solid twelve hours drive. We decided to leave at ten o’clock in the evening and drive through the night. We had a total of four cars so it made sense... Continue Reading →
Money-Smart Millennials 