Credit is a slippery beast. This is something that those with poor credit reports and escalating debts know all too well. For such individuals, being refused credit is standard-fare, if they’re in a position to apply at all. But, credit setbacks don’t just happen to the people with obvious reasons for refusal. In fact, many... Continue Reading →
How To Repair Financial Mistakes Of Your Younger Years.
When it comes to financial decisions, we all at some point make mistakes during our teens and early twenties. In a way, it’s all part of growing up. Many would also argue it’s better to make those faux pas when you’re young than to stray off course later. The same can rarely be said for... Continue Reading →
7 Simple Steps To Overcome Savings and Debt Hurdles.
There was a time when I felt like I never had any money. As soon as I made it, it was gone. I was in college, I was working full time and I had bills to pay including my college tuition. It was easy. After a while, being in such a poor financial position takes... Continue Reading →
Cash Is Your Pilot. Credit Must Be Your Wing-man.
12 years ago when I moved to the USA, the idea of buying a car on credit or financing a big purchase was foreign to. Where I'm from and from the experiences I lived through as a kid, people saved money and bought outright what they wanted. Granted, the banking system wasn't as developed as... Continue Reading →
Halloween, Thanksgiving, Christmas, New Year’s Day; Brace Yourselves!
It’s official! Fall is here; it’s the season of overpriced Starbucks pumpkin lattes, North Face jackets, Under Armour cold gear and UGG boots. Let’s not forget the Halloween extravaganzas which lead to Christmas, that single day of the year when credit cards might be the most used. Between those two days, there is Thanksgiving, the... Continue Reading →
Secrets Your Banker Is Keeping From You.
**This post contains affiliate links. I remember when I opened my first bank account. Not the one my parents were custodians of when I was a kid but the one of which I signed my name on the dotted line. When I graduated high school and enrolled into college, I had a feeling of sudden... Continue Reading →
Two ways to stay accountable with your money and be financially stable.
In an article published by the Harvard Business Review, Joseph Grenny tells that there is a strong correlation between high performing teams and accountability in the work environment. Navy seals hold themselves and their teams to the highest level of expectation by being accountable to the objective of their missions and to their values.... Continue Reading →
Tackling Debt In 2017
2017 is just around the corner. A recent Student Loan Hero survey revealed that paying off debt is so far, the most common financial resolution of 2017. Next to getting out of debt is building an emergency fund. Through personal experience getting rid of my own debt and through helping many clients pay off... Continue Reading →
Preparing for Financial Stability in 2017
It’s the most wonderful time of the year… There are many reasons why this statement exists. In my opinion, one of those reasons is that the end of the year is a great opportunity, a time to reflect and recharge for the new year. Growing up, New Year’s Eve was an important day in our... Continue Reading →
Navigating this holiday season on a budget and without financial stress.
It’s the most wonderful time of the year… Since I was a little kid, I loved the season of the holidays. Obviously as a kid, you look forward to playing with your Christmas gifts, but for me it was more than that. During the holidays families come together; Mom is willing to cook the best... Continue Reading →
Establish an effective budget today. Preview these two FREE chapters!
CLICK THIS TITLE TO DOWNLOAD: MONEY-SMART MILLENNIALS - PART I, CHAP III & IV DOWNLOAD THE BUDGET TEMPLATE You know the big-ticket expenses in your life, but all the smaller spending can also be a killer. Take a look at your monthly outflow, and I guarantee you will have a few "Yikes, I had... Continue Reading →
How to use your budget as your financial GPS
A few weeks ago I drove to Peoria, IL for a leadership conference with some business partners and friends. From Germantown, MD, it is a solid twelve hours drive. We decided to leave at ten o’clock in the evening and drive through the night. We had a total of four cars so it made sense... Continue Reading →