Credit is a slippery beast. This is something that those with poor credit reports and escalating debts know all too well. For such individuals, being refused credit is standard-fare, if they’re in a position to apply at all. But, credit setbacks don’t just happen to the people with obvious reasons for refusal. In fact, many... Continue Reading →
Simple Tips to Manage Debt Hurdles (additional tip)
If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a set of institution that indicates your credit worthiness. Whether it is a good or a bad one, that a number on a computer determines your financial eligibility to borrow. For... Continue Reading →
Things to Consider If Buying A New Car in 2019.
It’s that time of the year when car commercials make you feel like you’re driving an antique. You might be tempted to make that move and get yourself a new beautiful vehicle. A financial sound decision consists of reassessing your thoughts and decide whether it is necessary. Nonetheless, for some people, the time has come... Continue Reading →
Do’s and Don’ts When Buying Your Next Car.
So, you are looking to buy a new car. With so many different makes and models to choose from, and so many different places whereby you can purchase a vehicle, there is a lot to take into consideration. Until just a few years, Japanese brands were considered by most, the most reliable for their prices.... Continue Reading →
It’s Time To Be Smarter With Your Money.
A lot of people think that by making more money, they will get into a better financial position. This could be true in some situations but it’s not always the case. Imagine that a young kid is having trouble improving his skills in the minor league. Assuming that more money leads to financial stability is... Continue Reading →
Cash Is Your Pilot. Credit Must Be Your Wing-man.
12 years ago when I moved to the USA, the idea of buying a car on credit or financing a big purchase was foreign to. Where I'm from and from the experiences I lived through as a kid, people saved money and bought outright what they wanted. Granted, the banking system wasn't as developed as... Continue Reading →
Tackling Debt In 2017
2017 is just around the corner. A recent Student Loan Hero survey revealed that paying off debt is so far, the most common financial resolution of 2017. Next to getting out of debt is building an emergency fund. Through personal experience getting rid of my own debt and through helping many clients pay off... Continue Reading →