When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is to try to improve the way in which you approach all things financial, if you are not currently satisfied. Think about any relationship, especially a romantic one. It gets better... Continue Reading →
Could You Be A Financial Role Model?
When we were younger, I’m sure that most of us had someone we could look up to. Whether it was a close member of family or a teacher or even someone famous that we would often see on the TV, these people would instill their values and good knowledge onto us, and we could then... Continue Reading →
Dealing With Crisis In Your Personal Finances.
When something goes wrong in your personal finances, it can be a stressful time and it’s not always clear what you should do about it. At times, there’s no obvious answer to many of these situations, but there are certain methods for coping and digging yourself out of a financial hole that you should be... Continue Reading →
You Won’t Make It Without Thinking This Way.
If you’re unfamiliar with the term, paradigm shift, it can best be explained by what happens when you go from thinking one way about something to another way. Now, when it comes to our finances and in particular making money, a lot of people are overdue for a paradigm shift, meaning a shift in... Continue Reading →
Education: The 21st Century Approach You Should Embrace.
Across the country and all over the world, thousands of students are celebrating their accomplishment in graduating college. The praises pour in, the encouragement is overwhelming and for some the gifts are still flooding the homes. What a great feeling!? If you have just finished a 4 year degree, a graduate program or higher, I... Continue Reading →
Are You As In Control Of Your Finances As You Should Be?
When it comes to money, it’s always good to know that you’re in control. No matter how much you earn or what kind of financial situation you’re in right now, you’ll always want to be sure that you’re making the right decisions to be confident and financially stable. But let’s be honest, it’s not just... Continue Reading →
Quick Household Saving Hacks They Don’t Teach You In College (Annoyingly)
This is a collaborative post and may contains affiliate links. Although we all still feel like kids most of the time, most of us millennials are well into our mid 20's and early 30's. When you’re settling into adult life (kinda), it can be a challenge to know how and where to save money. It’s... Continue Reading →
You Can’t Feed Your Ego and Your Family at the Same Time.
Sometimes, it takes more than 'doing your best'. You must do whatever it takes.
Halloween, Thanksgiving, Christmas, New Year’s Day; Brace Yourselves!
It’s official! Fall is here; it’s the season of overpriced Starbucks pumpkin lattes, North Face jackets, Under Armour cold gear and UGG boots. Let’s not forget the Halloween extravaganzas which lead to Christmas, that single day of the year when credit cards might be the most used. Between those two days, there is Thanksgiving, the... Continue Reading →
Interview with Ryan Morse, coach, motivational speaker, business owner…and a millennial
Over the past several months, I’ve taken you on a journey to meet millennials who have broken the barrier of business ownership. From writer to non-profit owner, we have picked their brains. The goal is to get you to understand their mindset and their drive. What is the attitude of a millennial entrepreneur? What makes... Continue Reading →
The Stock Market: You Also Can Participate Now
About 10 years ago, I learned a simple financial principle that revolutionized the way I think about creating income. You see, our education system teaches income generation through an active method: you do the work and you get paid for it. The concept of a passive or ongoing income may be touched on for those... Continue Reading →
Secrets Your Banker Is Keeping From You.
**This post contains affiliate links. I remember when I opened my first bank account. Not the one my parents were custodians of when I was a kid but the one of which I signed my name on the dotted line. When I graduated high school and enrolled into college, I had a feeling of sudden... Continue Reading →
Money: When to Say NO to Financial Peer Pressure
When I was in middle school and in high school, I was the quiet, nice and friendly guy every body knew. My habit of avoiding conflict inadvertently led to a level of peer pressure that I succumbed to. In many ways, my personality made me a follower. I was rarely the one making the important... Continue Reading →
Interview with Erin Lowry, personal finance expert, speaker and author…and a millennial.
There are defining moments that alter the trajectory of our lives. Some people make it for the better while other lay in regret. For Erin Lowry, that defining moment came when she decided to start blogging. Broke Millennial was created in 2013 and throughout the years, Erin has committed to providing her readers insightful, educative,... Continue Reading →
Two ways to stay accountable with your money and be financially stable.
In an article published by the Harvard Business Review, Joseph Grenny tells that there is a strong correlation between high performing teams and accountability in the work environment. Navy seals hold themselves and their teams to the highest level of expectation by being accountable to the objective of their missions and to their values.... Continue Reading →
Tackling Debt In 2017
2017 is just around the corner. A recent Student Loan Hero survey revealed that paying off debt is so far, the most common financial resolution of 2017. Next to getting out of debt is building an emergency fund. Through personal experience getting rid of my own debt and through helping many clients pay off... Continue Reading →
Navigating this holiday season on a budget and without financial stress.
It’s the most wonderful time of the year… Since I was a little kid, I loved the season of the holidays. Obviously as a kid, you look forward to playing with your Christmas gifts, but for me it was more than that. During the holidays families come together; Mom is willing to cook the best... Continue Reading →
Establish an effective budget today. Preview these two FREE chapters!
CLICK THIS TITLE TO DOWNLOAD: MONEY-SMART MILLENNIALS - PART I, CHAP III & IV DOWNLOAD THE BUDGET TEMPLATE You know the big-ticket expenses in your life, but all the smaller spending can also be a killer. Take a look at your monthly outflow, and I guarantee you will have a few "Yikes, I had... Continue Reading →
How to use your budget as your financial GPS
A few weeks ago I drove to Peoria, IL for a leadership conference with some business partners and friends. From Germantown, MD, it is a solid twelve hours drive. We decided to leave at ten o’clock in the evening and drive through the night. We had a total of four cars so it made sense... Continue Reading →