Make Your Next Move Stress Free

According to the census bureau, almost 650,000 homes were sold in June. Of that enormous amount, many millennials became first time home owners. I, myself, became a mortgage holder a little over two years ago. Let’s face it, there is no hiding from the fact that moving home, be that buying your first or moving from one to another can be a stressful season due to the logistics and the planning of transferring all your belongings into a new place. It doesn’t have to be though. Buying the house is the exciting bit, looking around and ensuring you find the perfect place for you and your family. However, when there is a lack of planning, coordinating and help, a mix of excitement and the overwhelming rush of things happening all at one may make stress levels begin to rise. With that in mind, here are some of the things to keep in mind.

Choose your next home carefully

Invest time and be patient in determining what you want from your new place. Consider the things you love about your current property and the areas you would improve. It could help you develop a list of the features you might want for your next place. Define exactly what you’re looking for in a home: location, size, type, color, number of bedrooms and bathrooms, etc. Do you want a big yard? How close do you want your neighbors to be? Do you want to have to pay for an HOA? Are you looking for a brand-new construction? These are some of the questions you must answers. Once you start the process of looking for a home, knowing what you want will save you time and frustration. It will also help you assess whether you’re ready financially or if you should delay.

What will be your budget?

Budget, budget, budget. Never start looking for a home without having a budget in mind. For starters, before you commit to any purchase you should have been speaking to an advisor. This includes a realtor, a professional with experience who knows you, what you’re looking for and the market. Ideally, someone who’s had success in this field will be the right choice. You also need the expertise of a professional on the financial side. This is when speaking with mortgage brokers such as Altrua Financial can come in handy. They can assist in budgeting based on your salary and deposit amount, what you may be able to afford or rent. The critical thing to remember when you are looking into mortgages is that there are several lenders out there, so you need to make sure you are getting the right deal for you. I personally prefer working with lender that I have physical contact with, a bank or a financial institution whose representative are reachable in person if necessary. The additional personal connection goes a long way to ensuring that your buying experience is a success.

Be realistic with your offer and also provide feedback and reasoning behind your price, especially if your offer is below the asking price. This is something your agent will help you with.

Be aware of the stress involved in moving

It is important to be mindful that the actual selling and buying side of things isn’t necessarily the most stressful part, the frustrating side of things will probably be packing and moving. Packing early can help you to be prepared, and it is also a good idea to pack with the new place in mind. This is so you can have boxes dropped into the rooms they belong in when you are unloading at your new place.