Whether we practice it not, we all know that when it comes to money, it’s best to have a savings fund for a rainy day. Rainy days and surprises do not alert us and when …
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Investing Basics: Where Can You Start?
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Unconventional Ways to Make or Save More Money.
If you’ve been following moneysmartmillennials.com for a while or you’ve read Money-Smart Millennials: How to Be Financially Stable in Your Twenties and Early Thirties, you’ve realized that I am a huge proponent of entrepreneurship. It …
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Why Millennials Struggle with Their Finances.
Millennials are not the first to complain about the cost of living. But, it would be unfair to reject their claim without consideration. Ultimately, as time goes by, everything is getting more expensive. Life for …
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Becoming an Valuable Candidate and Employee.
As you are reading this article, You might be a graduating student or someone who is very content in your career. On the other side, you may be unhappy with your source of income, or …
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6 Ways to Have Control Over Your Finances.
We all know that with adulthood, come certain responsibilities. One major one is to get your finances in order. The common basic thought is that it all start with a defined budget. To some extent, …
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You Are Losing If You’re Not Using LinkedIn.
For most people, the Facebook app is the first one on their phone’s home screen. It is one of the staple apps that many use regularly and these days, it is impossible to delete it …
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Interview with Andrew Schrage, Entrepreneur, CEO, Founder…and a Millennial.
We are back at it; getting to know a millennial who has decided to go against the grain and pursue entrepreneurship. In our series, The Millennial Entrepreneur, I’ve taken you on several rides, learning the …
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Simple Advice Toward Stability In Your Finances.
In our lifetime, making mistakes is unavoidable. Although the consequences of our mistakes can be hurtful, there are opportunities to grow and improve. As John Maxwell says, evaluated failures are sources of wisdom. However, it’s …
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Signs You Can Afford a Mortgage.
Are you thinking about buying your first home? If so, you are certainly feeling excited about this new step in your life. I know because I was in your shoes not too long ago. But …
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Three Simple Ways to Improve Your Management of Money.
When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is to try to improve the way in which you approach …
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Broke No More!
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position. In fact, this person said that they would be broke …
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The Basics of Investing.
When I published Money-Smart Millennials in 2016, many of my friends and readers started asking questions about investing. I must admit, I wasn’t an expert when it came to investments and I’m still not today. …
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5 Tips on How to Save Your Business Money.
Every business owner and every company are looking for ways to save money. No matter what business you’re running, the more you save on your bottom line, the better off you’ll be. However, after the …
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Make Your 2019 Resolutions A Reality.
On December 31, 2018, Forbes.com published an article on the topic of New Year’s Resolutions. At the same time, people all over the world were setting goals, expectations and resolutions for 2019. It is now …
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Finding the Right Bank Account.
My goal through Money-Smart Millennials is to make you an expert at managing your money . This includes budgeting, managing your income and expenses, being more aware of your cash flow and organizing your debt …
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The Millennial’s Guide To Buying and Running A Cost Effective Car.
Independence and autonomy are a crucial part of younger millennials’ lives, and the critical tool that they need to achieve this is usually their own car. However, when you are still in your late teens …
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Financial Goals Without Strategy Are Just Wishes.
There was a time when the American dream used to revolve around owning a piece of property and for those who could make it, gold mining efforts. With time, the American dream has changed, but …
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Home Buying For Millennials and How to Reduce Costs.
Provided the area that you live in, house prices can be very high and saving for a home can be harder. The cute articles flowing on the web about how you can easily save for …
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Why and How To Have Multiple Savings Goals.
Should you have one savings goal at a time? Or is it smart to work toward several goals at once, and perhaps even have multiple savings accounts? The answer might depend on what your goals …
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Finding the Motivation to Keep Saving.
Financial stability can never be achieved without savings. It is a nonnegotiable. Even when it’s not already a habit, most of us get to a point in our lives where we need to save money. …
