Among all the goals that my wife and I set every year, an end of the year savings amount is a major milestone. As I review the past several years of planning, I can give …
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Your Year 2020 in Savings.
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My Financial Journey to Purchasing My First Motorcycle.
For each one of us, there are moments that are defining, moments that place a marker into our brains that nothing and no one could move. The imprints of those experiences are so powerful and …
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Debt: Crossing It Out of Your Life.
The problem with debts is that the whole process can be confusing, scary and absolutely overwhelming. Even the word itself holds a lot of weight. Which is why many people avoid dealing with and facing …
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Take a Stand Against Financial Instability
If you feel like you’re always battling with your finances, be hopeful because many have walked your path and succeeded at fixing their money challenges. According to a MarketWatch article of last November, only about …
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3 Smart Things You Can Do for Your Money.
When we go from adolescents to adults, or from college to a working life, there comes a point when we naturally think about money more seriously. When you look around, whatever your financial situation may …
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How to Plan Your Next Vacation Without Money Stress.
Tomorrow, when you arrive at your office, look around and you will most likely notice that some seats are unoccupied. They are not there, and they will not show up for a few days: it’s …
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Five Ways To Save for Homeownership.
As we mature, the desire for stability increases. Whether it is finding a better stable paying job, a long-lasting relationship or a place to settle in, we all long for a piece of happy place. …
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Buying a Home. Three Ideas That May Not Apply to You.
As you google ‘The American Dream’ you may come across this definition: the ideal by which equality of opportunity is available to any American, allowing the highest aspirations and goals to be achieved. There was …
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Guaranteed! This Budget Will Lead to Financial Stability.
I have been working in the finance industry for a while. I started in retail banking, working primarily with individual personal accounts and corporate accounts, then I transitioned into corporate finance on the analysis side. …
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A Beginner’s Guide to Budgeting.
In my experience, making the effort and taking the time to plan and manage your money responsibly pays off. Too many millennials (and people in general) simply go with the flow when it comes to …
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How to Start Securing a Stress Free Future.
When explaining to people, especially millennials, that it will take discipline in their finances to achieve stability, some of them tend to cringe. The truth is just like it takes effort, discipline in consistency in …
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Unconventional Ways to Make or Save More Money.
If you’ve been following moneysmartmillennials.com for a while or you’ve read Money-Smart Millennials: How to Be Financially Stable in Your Twenties and Early Thirties, you’ve realized that I am a huge proponent of entrepreneurship. It …
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6 Ways to Have Control Over Your Finances.
We all know that with adulthood, come certain responsibilities. One major one is to get your finances in order. The common basic thought is that it all start with a defined budget. To some extent, …
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Simple Advice Toward Stability In Your Finances.
In our lifetime, making mistakes is unavoidable. Although the consequences of our mistakes can be hurtful, there are opportunities to grow and improve. As John Maxwell says, evaluated failures are sources of wisdom. However, it’s …
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Signs You Can Afford a Mortgage.
Are you thinking about buying your first home? If so, you are certainly feeling excited about this new step in your life. I know because I was in your shoes not too long ago. But …
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Broke No More!
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position. In fact, this person said that they would be broke …
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5 Tips on How to Save Your Business Money.
Every business owner and every company are looking for ways to save money. No matter what business you’re running, the more you save on your bottom line, the better off you’ll be. However, after the …
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Why and How To Have Multiple Savings Goals.
Should you have one savings goal at a time? Or is it smart to work toward several goals at once, and perhaps even have multiple savings accounts? The answer might depend on what your goals …
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Finding the Motivation to Keep Saving.
Financial stability can never be achieved without savings. It is a nonnegotiable. Even when it’s not already a habit, most of us get to a point in our lives where we need to save money. …
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2019: 3 Important Goals To Work Towards.
When you have achieved a certain level of financial stability or a relatively high income, it is possible to manage your finances without a set budget, and to live relatively well as long as you …
