As we mature, the desire for stability increases. Whether it is finding a better stable paying job, a long-lasting relationship or a place to settle in, we all long for a piece of happy place. …
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Five Ways To Save for Homeownership.
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Buying a Home. Three Ideas That May Not Apply to You.
As you google ‘The American Dream’ you may come across this definition: the ideal by which equality of opportunity is available to any American, allowing the highest aspirations and goals to be achieved. There was …
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Guaranteed! This Budget Will Lead to Financial Stability.
I have been working in the finance industry for a while. I started in retail banking, working primarily with individual personal accounts and corporate accounts, then I transitioned into corporate finance on the analysis side. …
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A Beginner’s Guide to Budgeting.
In my experience, making the effort and taking the time to plan and manage your money responsibly pays off. Too many millennials (and people in general) simply go with the flow when it comes to …
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How to Start Securing a Stress Free Future.
When explaining to people, especially millennials, that it will take discipline in their finances to achieve stability, some of them tend to cringe. The truth is just like it takes effort, discipline in consistency in …
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Unconventional Ways to Make or Save More Money.
If you’ve been following moneysmartmillennials.com for a while or you’ve read Money-Smart Millennials: How to Be Financially Stable in Your Twenties and Early Thirties, you’ve realized that I am a huge proponent of entrepreneurship. It …
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6 Ways to Have Control Over Your Finances.
We all know that with adulthood, come certain responsibilities. One major one is to get your finances in order. The common basic thought is that it all start with a defined budget. To some extent, …
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Simple Advice Toward Stability In Your Finances.
In our lifetime, making mistakes is unavoidable. Although the consequences of our mistakes can be hurtful, there are opportunities to grow and improve. As John Maxwell says, evaluated failures are sources of wisdom. However, it’s …
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Signs You Can Afford a Mortgage.
Are you thinking about buying your first home? If so, you are certainly feeling excited about this new step in your life. I know because I was in your shoes not too long ago. But …
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Broke No More!
I was having a conversation with an acquaintance recently and they had given up hope that they could ever be in a better financial position. In fact, this person said that they would be broke …
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5 Tips on How to Save Your Business Money.
Every business owner and every company are looking for ways to save money. No matter what business you’re running, the more you save on your bottom line, the better off you’ll be. However, after the …
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Why and How To Have Multiple Savings Goals.
Should you have one savings goal at a time? Or is it smart to work toward several goals at once, and perhaps even have multiple savings accounts? The answer might depend on what your goals …
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Finding the Motivation to Keep Saving.
Financial stability can never be achieved without savings. It is a nonnegotiable. Even when it’s not already a habit, most of us get to a point in our lives where we need to save money. …
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2019: 3 Important Goals To Work Towards.
When you have achieved a certain level of financial stability or a relatively high income, it is possible to manage your finances without a set budget, and to live relatively well as long as you …
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Budgeting and Getting Ready to Buy Your Home.
Purchasing your first home is a life-changing decision for many reasons, including the financial impact it may have on your day to day life and of course, the change of environment. When the time comes …
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4 Basic Habits To Reach Financial Stability.
I have observe that besides speaking to a financial advisor or planner, a banker and maybe parents, most people never have educative conversation about money. Unfortunately, many basic concepts are left unknown and unpracticed, consequently …
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Things to Consider If Buying A New Car in 2019.
It’s that time of the year when car commercials make you feel like you’re driving an antique. You might be tempted to make that move and get yourself a new beautiful vehicle. A financial sound …
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Buying Your Car as A Young Millennial.
Just a few years ago, I was a twenty-year-old kid who desperately wanted a car. I was working a couple miles from home and walking or taking the bus in 100-degree weather or in deep …
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Financial Stability: It’s For You Too.
Attaining true financial stability is something everybody should aim for in order to achieve long term peace of mind and security in regards to money. However, most people don’t even consider that this could be …
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Consider These Simple Tips Before You Buy A Home.
Buying your first home is and should be an exciting time of your life. The saving up and the research into what kind of property you want is finally about to pay off now that …
