If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a set of institution that indicates your credit worthiness. Whether it is a good or a bad one, that a number on a computer determines your financial eligibility to borrow. For... Continue Reading →
Millennials need to be smart with their money, now more than ever. Here are three debt traps that could put their financial futures in jeopardy.
Buying new things can get expensive faster than you think. Check out these items that you should consider buying secondhand if you want to save some money.
With a few small changes to your driving habits, you can actually reduce your fuel consumption. This is not only better for the environment but will save you money. Driving costs can build up and it’s necessary to stay on top of them to keep them from getting out of control. Keep an eye on... Continue Reading →
I am always surprised by how poorly some people maintain their vehicles, or other goods in general. A car for me, is something that needs to be very well taken care of, inside and out. If your car is dirty, I can already tell that your life is somewhat of a mess. When it comes... Continue Reading →
The cost of living is high right now, and millennials are feeling this shift more thanever. Between college debt, low-paying jobs, and a skyrocketing unemployment rate,many millennials are struggling to adjust to a strictly budgeted lifestyle. Budgetinghelps, but trying to splurge on a nice dinner or a new item for your home withoutfeeling guilty can... Continue Reading →
The goal of every business is to make money and be profitable. However, in the daily hustle and bustle, expenses arise that may affect your profit. How do you manage to be in the green?
Millennials are willing to spend a lot of money to care for their pets. Before picking up that rescue animal, consider the hidden costs of owning a pet.
There are a lot of mistakes you can make with your hard-earned money that can affect you long-term. Learn how to secure your financial future ahead.
To prevent tempting trends from burning a substantial hole in your budget, follow these helpful tips on how to avoid overspending on clothing.
Purchasing your first a condominium (apartment) is an exciting moment in anyone’s life. It might be the first time that you feel ownership over the place where you live; it could be a chance to move out of the home you grew up in for the first time. Or maybe you’re moving in with your... Continue Reading →
Among all the goals that my wife and I set every year, an end of the year savings amount is a major milestone. As I review the past several years of planning, I can give ourselves a score on our financial discipline and control. Truly, that number representing your cash worth on December 31st should... Continue Reading →
For each one of us, there are moments that are defining, moments that place a marker into our brains that nothing and no one could move. The imprints of those experiences are so powerful and lasting that they forge in many ways, our personalities, our likes and even our character. It could be an event,... Continue Reading →
The problem with debts is that the whole process can be confusing, scary and absolutely overwhelming. Even the word itself holds a lot of weight. Which is why many people avoid dealing with and facing up to the debts that they have. But, the sooner you start, even in the smallest way, the sooner you... Continue Reading →
If you feel like you're always battling with your finances, be hopeful because many have walked your path and succeeded at fixing their money challenges. According to a MarketWatch article of last November, only about 30% of people can confidently declare that they are financially stable. It can be difficult to keep on top of... Continue Reading →
When we go from adolescents to adults, or from college to a working life, there comes a point when we naturally think about money more seriously. When you look around, whatever your financial situation may be, it could seem like most people are doing ok. After studying a bank portfolio of hundreds of consumers, I... Continue Reading →
Tomorrow, when you arrive at your office, look around and you will most likely notice that some seats are unoccupied. They are not there, and they will not show up for a few days: it’s vacation season. While the world sees the American way of life as an overwhelming, non-stop work culture where people sacrifice... Continue Reading →
As we mature, the desire for stability increases. Whether it is finding a better stable paying job, a long-lasting relationship or a place to settle in, we all long for a piece of happy place. Buying a home for many is that happy place. A place which we may call our own, a home where... Continue Reading →
As you google ‘The American Dream’ you may come across this definition: the ideal by which equality of opportunity is available to any American, allowing the highest aspirations and goals to be achieved. There was a time when one of those highest aspirations was to buy a home and to some degree, it still is... Continue Reading →
I have been working in the finance industry for a while. I started in retail banking, working primarily with individual personal accounts and corporate accounts, then I transitioned into corporate finance on the analysis side. I have learned a lot in the process and here are two things I can guarantee: All companies have a... Continue Reading →