We all go through the phase when we think we deserve better than our current remuneration. For some, that feeling is constant and proven. Whether it is a desire to have a higher salary or a wish that a bonus could have been higher, I can guarantee that you have felt that way at least... Continue Reading →
Lost January? 3 Ways to Still Make Your Goals in 2018.
It is not too late to set your new year's resolution. It is too early to quit.
You Can’t Feed Your Ego and Your Family at the Same Time.
Sometimes, it takes more than 'doing your best'. You must do whatever it takes.
Staying fit while on a budget in 2018.
‘12 days of Christmas’. Does that sound familiar to you? For me, it only rings one thing: food. Last year, I started a new job when my new coworkers were just ending their ‘12 days of Christmas’ run. This consisted of each department contributing to breakfast or lunch by providing meals. The icing on the... Continue Reading →
Halloween, Thanksgiving, Christmas, New Year’s Day; Brace Yourselves!
It’s official! Fall is here; it’s the season of overpriced Starbucks pumpkin lattes, North Face jackets, Under Armour cold gear and UGG boots. Let’s not forget the Halloween extravaganzas which lead to Christmas, that single day of the year when credit cards might be the most used. Between those two days, there is Thanksgiving, the... Continue Reading →
Interview with Ryan Morse, coach, motivational speaker, business owner…and a millennial
Over the past several months, I’ve taken you on a journey to meet millennials who have broken the barrier of business ownership. From writer to non-profit owner, we have picked their brains. The goal is to get you to understand their mindset and their drive. What is the attitude of a millennial entrepreneur? What makes... Continue Reading →
The Best Way to Keep Your Resume Sharp and Updated at All Times.
Last year when I published Money-Smart Millennials, I was working as a licensed banker. My experience working and helping my clients, particularly millennials, achieve financial stability in that environment was a major contributor to the content of the book. In the book, I’ve shared real-life stories of my clients who were able to improve their... Continue Reading →
No one is a self-made person: Two Indispensable Ingredients to Success.
9:50 am. A beautiful 85-degree May morning, a fresh breeze met you as you stepped outside. Six of us sat around a large oval desk in the title company's office; I had just signed my name a dozen times and watched my wife signed the dotted line on this last piece of legal paper. We... Continue Reading →
The Stock Market: You Also Can Participate Now
About 10 years ago, I learned a simple financial principle that revolutionized the way I think about creating income. You see, our education system teaches income generation through an active method: you do the work and you get paid for it. The concept of a passive or ongoing income may be touched on for those... Continue Reading →
Secrets Your Banker Is Keeping From You.
**This post contains affiliate links. I remember when I opened my first bank account. Not the one my parents were custodians of when I was a kid but the one of which I signed my name on the dotted line. When I graduated high school and enrolled into college, I had a feeling of sudden... Continue Reading →
Success Principles I’ve Learned From Waking Up At 5 am.
23 years ago, my family moved to our first home. It was in the suburbs of Cotonou, Benin, 40 min away from the city. However, it was easily a 60 to 75 min commute because of the horrific traffic jams. So at the age of 6, waking up no later than 6 am every weekday... Continue Reading →
My Income Increases When I read This Book
There are a few things that are constant in my life and one of them is reading. Every year, I read about a dozen books that I carefully pick or which I recommended to me. Throughout the years, many books have tremendously impacted my life but there are two that I usually go back to:... Continue Reading →
Money: When to Say NO to Financial Peer Pressure
When I was in middle school and in high school, I was the quiet, nice and friendly guy every body knew. My habit of avoiding conflict inadvertently led to a level of peer pressure that I succumbed to. In many ways, my personality made me a follower. I was rarely the one making the important... Continue Reading →
Interview with Erin Lowry, personal finance expert, speaker and author…and a millennial.
There are defining moments that alter the trajectory of our lives. Some people make it for the better while other lay in regret. For Erin Lowry, that defining moment came when she decided to start blogging. Broke Millennial was created in 2013 and throughout the years, Erin has committed to providing her readers insightful, educative,... Continue Reading →
The money-smart art of not ‘keeping up with the Joneses’.
It was my third week as a novice employee at the bank. I had been hired as a relationship banker but due to company requirements, I had to start my training at the teller line. That is where I first became aware of the financial illiteracy of most consumers. Mr. Robert (for keeping this client... Continue Reading →
How to Budget Your Way to Home Ownership in the DC Metro Area
Initially published by Sheena Saydam of Saydam Properties Group. I had the privilege to be interviewed by Sheena Saydam, managing partner at Saydam Properties Group. The main focus of our discussion was the road to home ownership. The millennial generation is entering a phase of home ownership. Planning and budgeting are essential to having a... Continue Reading →
Preparing for Financial Stability in 2017
It’s the most wonderful time of the year… There are many reasons why this statement exists. In my opinion, one of those reasons is that the end of the year is a great opportunity, a time to reflect and recharge for the new year. Growing up, New Year’s Eve was an important day in our... Continue Reading →