FEAR: False Evidence Appearing Real. Over and over again, this statement proves to be true. Every day, thousands of millennials venture into entrepreneurship, facing and beating their fear regardless of the potential failure. Spend a night in Washington DC and you would easily attend a dozen of networking events with excited, ambitious, bold and courageous... Continue Reading →
Time Flies; It Is Wise To Plan For Old Age Now.
This is a collaborative post. It may contain affiliate links. Doesn’t it seem like the older you get, the more you realized you were not so smart in your youngers days? It sure does for me. Sometimes it feels as though I am a brand-new person. For the countless times when you’ve heard your parents... Continue Reading →
The Dos And Don’ts Of Managing Multiple Credit Cards
This is a collaborative post and it may contains affiliate links. When times are hard, some people run to credit cards. There was a time when one needed to drive to a bank branch, wait in line to meet with a banker and then fill out an application for a credit card; only to wait... Continue Reading →
Quick Household Saving Hacks They Don’t Teach You In College (Annoyingly)
This is a collaborative post and may contains affiliate links. Although we all still feel like kids most of the time, most of us millennials are well into our mid 20's and early 30's. When you’re settling into adult life (kinda), it can be a challenge to know how and where to save money. It’s... Continue Reading →
When and How to Ask For A Raise.
We all go through the phase when we think we deserve better than our current remuneration. For some, that feeling is constant and proven. Whether it is a desire to have a higher salary or a wish that a bonus could have been higher, I can guarantee that you have felt that way at least... Continue Reading →
How to Spend Your Tax Refund Wisely
By this time, you are most likely already in possession of your tax forms. Unless you have a very complicated return, the majority of tax forms are due January 31. When 62% of Americans have less than $1,000 in a savings account, it is no surprise that employees file their taxes as soon as they... Continue Reading →
Monday Is For Motivation: A Collection of Quotes That Will Inspire You.
Diving into the thoughts of great minds always leads to leadership advice, success principles and life lessons. From Abraham Lincoln to Les Brown, here are a few aphorisms to get you inspired as we start a new week. My dream is of a place and a time where America will once again be seen as... Continue Reading →
Lost January? 3 Ways to Still Make Your Goals in 2018.
It is not too late to set your new year's resolution. It is too early to quit.
You Can’t Feed Your Ego and Your Family at the Same Time.
Sometimes, it takes more than 'doing your best'. You must do whatever it takes.
Staying fit while on a budget in 2018.
‘12 days of Christmas’. Does that sound familiar to you? For me, it only rings one thing: food. Last year, I started a new job when my new coworkers were just ending their ‘12 days of Christmas’ run. This consisted of each department contributing to breakfast or lunch by providing meals. The icing on the... Continue Reading →
Halloween, Thanksgiving, Christmas, New Year’s Day; Brace Yourselves!
It’s official! Fall is here; it’s the season of overpriced Starbucks pumpkin lattes, North Face jackets, Under Armour cold gear and UGG boots. Let’s not forget the Halloween extravaganzas which lead to Christmas, that single day of the year when credit cards might be the most used. Between those two days, there is Thanksgiving, the... Continue Reading →
Interview with Ryan Morse, coach, motivational speaker, business owner…and a millennial
Over the past several months, I’ve taken you on a journey to meet millennials who have broken the barrier of business ownership. From writer to non-profit owner, we have picked their brains. The goal is to get you to understand their mindset and their drive. What is the attitude of a millennial entrepreneur? What makes... Continue Reading →
The Best Way to Keep Your Resume Sharp and Updated at All Times.
Last year when I published Money-Smart Millennials, I was working as a licensed banker. My experience working and helping my clients, particularly millennials, achieve financial stability in that environment was a major contributor to the content of the book. In the book, I’ve shared real-life stories of my clients who were able to improve their... Continue Reading →
No one is a self-made person: Two Indispensable Ingredients to Success.
9:50 am. A beautiful 85-degree May morning, a fresh breeze met you as you stepped outside. Six of us sat around a large oval desk in the title company's office; I had just signed my name a dozen times and watched my wife signed the dotted line on this last piece of legal paper. We... Continue Reading →
The Stock Market: You Also Can Participate Now
About 10 years ago, I learned a simple financial principle that revolutionized the way I think about creating income. You see, our education system teaches income generation through an active method: you do the work and you get paid for it. The concept of a passive or ongoing income may be touched on for those... Continue Reading →
Secrets Your Banker Is Keeping From You.
**This post contains affiliate links. I remember when I opened my first bank account. Not the one my parents were custodians of when I was a kid but the one of which I signed my name on the dotted line. When I graduated high school and enrolled into college, I had a feeling of sudden... Continue Reading →
Success Principles I’ve Learned From Waking Up At 5 am.
23 years ago, my family moved to our first home. It was in the suburbs of Cotonou, Benin, 40 min away from the city. However, it was easily a 60 to 75 min commute because of the horrific traffic jams. So at the age of 6, waking up no later than 6 am every weekday... Continue Reading →
My Income Increases When I read This Book
There are a few things that are constant in my life and one of them is reading. Every year, I read about a dozen books that I carefully pick or which I recommended to me. Throughout the years, many books have tremendously impacted my life but there are two that I usually go back to:... Continue Reading →
Money: When to Say NO to Financial Peer Pressure
When I was in middle school and in high school, I was the quiet, nice and friendly guy every body knew. My habit of avoiding conflict inadvertently led to a level of peer pressure that I succumbed to. In many ways, my personality made me a follower. I was rarely the one making the important... Continue Reading →
Interview with Erin Lowry, personal finance expert, speaker and author…and a millennial.
There are defining moments that alter the trajectory of our lives. Some people make it for the better while other lay in regret. For Erin Lowry, that defining moment came when she decided to start blogging. Broke Millennial was created in 2013 and throughout the years, Erin has committed to providing her readers insightful, educative,... Continue Reading →