In a recent article, I shared with you tips for your first day of homeownership. It is a very exciting day as it translates into a new chapter in your life, at least for most millennials. But before you get to move into a new home, you must first pass the test of the mortgage... Continue Reading →
Why Your Poor Spending Habits Need The Mobile Touch.
***Guest Post I am a big supporter of budgeting tools. In the past, I've used spreadsheet and simple note style budgets but I have been slowly transitioning to mobile apps. The need for a personal budget is undeniable, whether you make $35,000 per year or $1,000,000. Unless you have a way to monitoring you money,... Continue Reading →
Tips For Your First Day of Home Ownership. (Updated)
It’s June is summer is officially right around the corner. I love the transition between spring and summer because the weather is just perfect. While many people prefer the warm weather over the cold, I am very comfortable with cold or cool days. No burning sun, cool breeze, low humidity and I am comfortable. It... Continue Reading →
Father’s Day: Make Dad and Your Wallet Smile.
In 2016, $21 billion were spent on moms all over the country. In comparison, about $15 billion are spent on fathers. There is a huge gap between the two numbers but regardless, there is still a lot of money spent on dad and you would probably be buying something for your father or a father... Continue Reading →
It’s Time To Be Smarter With Your Money.
A lot of people think that by making more money, they will get into a better financial position. This could be true in some situations but it’s not always the case. Imagine that a young kid is having trouble improving his skills in the minor league. Assuming that more money leads to financial stability is... Continue Reading →
Young Entrepreneurs: Ways to Kick-start Your Startup.
You’ve probably heard that most startup business fail before they even experience any success. According to study, 8 out 10 enterprises will crash within two years. Needless to say, being an entrepreneur is rather more difficult than being an employee. Yet, more millennials are embarking on the journey of entrepreneurship than any other generation before... Continue Reading →
7 Simple Steps To Overcome Savings and Debt Hurdles.
There was a time when I felt like I never had any money. As soon as I made it, it was gone. I was in college, I was working full time and I had bills to pay including my college tuition. It was easy. After a while, being in such a poor financial position takes... Continue Reading →
Cash Is Your Pilot. Credit Must Be Your Wing-man.
12 years ago when I moved to the USA, the idea of buying a car on credit or financing a big purchase was foreign to. Where I'm from and from the experiences I lived through as a kid, people saved money and bought outright what they wanted. Granted, the banking system wasn't as developed as... Continue Reading →
5 Clear Signs It’s Time to Slow Down.
When you’re pursuing your dreams and goals, you get accustomed to working hard. It is so exhilarating that taking a break may not even cross your mind, you may never think about slowing down. This happens to employees too. If you’re someone who genuinely loves their job, you probably work around the clock, take on... Continue Reading →
How To Navigate Corporate America After Graduation.
Four years ago, you embarked on your college journey. You fought through late nights, difficult classes, boring classes, homework and deadlines and you finally arrived. Like any other journey, college has an end goal which is traditionally landing the job of your dreams. Now that you've graduated, you’ve applied to several jobs and thankfully you... Continue Reading →
Consider Another Way to Cut Costs: Transportation.
I understand what it’s like starting out in the working world. For a lot of graduates, first salaries are not very impressive. If you have a major that includes ‘studies’ in the title, you may struggle at first to get a job that allows you some flexibility with your purchases. What’s worse is that you... Continue Reading →
So, You Graduated! How to Have A Successful First Job.
I love listening to commencement speeches from keynote speakers. They’re full of inspiration, examples of courage, failures and successes, dedication and some very wise advice. The intriguing thing is that sometimes I wonder how these new graduates would really apply the motivational orders. Really, how many people do feel challenged in their work every day?... Continue Reading →
Wellness Tips For Busy Entrepreneurs.
When you run a business, whether a startup or an established one, you are constantly working. In fact, business owners tend to put in twice the number of hours and effort the average employee does. As much as I encourage entrepreneurship, it is crucial to remember that considering the amount of work involved, it is... Continue Reading →
Entry-level Jobs That Can Pay Your Bills.
Crash-landing, deafening silence, impossible solution, autopilot, plastic glasses, jumbo shrimp...What do these all have in common? Well, their respective literal meaning is an oxymoron, but they have transcended vocabulary. Recently, a Glassdoor article was shared with me and as soon as I saw the title, I had an internal sarcastic laugh which only lasted a... Continue Reading →
Education: The 21st Century Approach You Should Embrace.
Across the country and all over the world, thousands of students are celebrating their accomplishment in graduating college. The praises pour in, the encouragement is overwhelming and for some the gifts are still flooding the homes. What a great feeling!? If you have just finished a 4 year degree, a graduate program or higher, I... Continue Reading →
Thursday Is For Tenacity: A Collection of Quotes That Will Inspire You.
When Thursday rolls around, the foot is slowly taken off the accelerator? Why? Starting strong is great but finishing the week stronger is even better. Those who go the extra mile get the extra reward. It's that simple. So today, let's press on and receive inspiration from great minds. Thursday is for TENACITY... Never give... Continue Reading →
Feel Like In a Slump? 6 Ways to De-Stress This Summer.
This blog aims at providing you the best l advice that you can utilize to attain financial stability. From establishing a budget to venturing into the entrepreneurial world, I try to share with you my experience and the experiences of people who have succeeded both in their lives and in their career. I usually say... Continue Reading →
Embracing the Freelancing Spirit For Success.
3 out 10 workers in America are freelancers. Working as a freelancer is not just a fantasy anymore; it’s becoming a popular choice for a lot of millennials who feel they can get a better chance at maintaining their work/life balance this way. Office work, while it provides stability doesn’t always meet the need of... Continue Reading →
Are You As In Control Of Your Finances As You Should Be?
When it comes to money, it’s always good to know that you’re in control. No matter how much you earn or what kind of financial situation you’re in right now, you’ll always want to be sure that you’re making the right decisions to be confident and financially stable. But let’s be honest, it’s not just... Continue Reading →
Adventurous? How To Mentally Prepare For Living Overseas
***Guest Post*** I’m sure the video about millennials working from all over the world has come across your feed sometime in the past few months. What was once impossible is now reality because of technology. And of course, millennials are embracing the lifestyle. Moving away to another to country is becoming a normal practice, especially... Continue Reading →