When you have significant amounts of debts to pay off, it can feel like you will never be able to pay it. What you do have to remember, however, is that in the vast majority of cases, it is not impossible. It may take a long time, and involve you being prepared to make lots... Continue Reading →
Working your Way to No More Credit Denials
Credit is a slippery beast. This is something that those with poor credit reports and escalating debts know all too well. For such individuals, being refused credit is standard-fare, if they’re in a position to apply at all. But, credit setbacks don’t just happen to the people with obvious reasons for refusal. In fact, many... Continue Reading →
Small Business Owners: 3 ways to manage your working capital.
Working capital is integral to the financial structure of any business. Carefully monitoring it is what can differentiate between the success and insolvency of your business. Pixabay – CC0 License You can measure the amount of working capital by subtracting your current liabilities from your current assets. Only then can you tell if you have... Continue Reading →
BUDGETING: Achieving Financial Stability
Although the road ahead for you might seem full of twists and turns, and that financial stability seems that it will never going to truly be something within your reach, I think differently. Anything can be done when you put your mind it, and nothing will make your life more relaxed than when you have... Continue Reading →
Diversifying Your Investment Portfolio
When things are going well, it can be hard to imagine selling stock for much less than the price that you bought it for. However, none of us can ever be too sure of what is going on with the market, so we can’t forget just how important having a well-diversified portfolio is, no matter... Continue Reading →
Sneaky Ways To Save Some Cash
Saving money is not always an easy thing to do. The temptation of that savings account of yours is always pulling you in, and if you want to save money for a specific event, then you may choose to figure out how you can save your cash. Saving doesn't have to take up chunks of... Continue Reading →
Be Productive Even During Quarantine (Updated).
This article was originally published in April 2020. We've added another tip. As I was walking down to my office downstairs, I looked outside and saw the neighbors heading to the street to retrieve his trash can. The sun was now up in the sky, you could tell that there was a soft breeze in... Continue Reading →
Simple Tips to Manage Debt Hurdles (additional tip)
If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a set of institution that indicates your credit worthiness. Whether it is a good or a bad one, that a number on a computer determines your financial eligibility to borrow. For... Continue Reading →
3 of the riskiest debt traps millennials should avoid.
Millennials need to be smart with their money, now more than ever. Here are three debt traps that could put their financial futures in jeopardy.
items you can save on by buying second hand.
Buying new things can get expensive faster than you think. Check out these items that you should consider buying secondhand if you want to save some money.
5 ways to drive more economically
With a few small changes to your driving habits, you can actually reduce your fuel consumption. This is not only better for the environment but will save you money. Driving costs can build up and it’s necessary to stay on top of them to keep them from getting out of control. Keep an eye on... Continue Reading →
Owning a Car 101; for millennials.
I am always surprised by how poorly some people maintain their vehicles, or other goods in general. A car for me, is something that needs to be very well taken care of, inside and out. If your car is dirty, I can already tell that your life is somewhat of a mess. When it comes... Continue Reading →
internet, heating and cooling, electricity: how to save money on these bills.
The cost of living is high right now, and millennials are feeling this shift more thanever. Between college debt, low-paying jobs, and a skyrocketing unemployment rate,many millennials are struggling to adjust to a strictly budgeted lifestyle. Budgetinghelps, but trying to splurge on a nice dinner or a new item for your home withoutfeeling guilty can... Continue Reading →
3 effective ways to manage business expenses.
The goal of every business is to make money and be profitable. However, in the daily hustle and bustle, expenses arise that may affect your profit. How do you manage to be in the green?
The Hidden Costs of Owning a Pet.
Millennials are willing to spend a lot of money to care for their pets. Before picking up that rescue animal, consider the hidden costs of owning a pet.
How to Secure Your Financial Future.
There are a lot of mistakes you can make with your hard-earned money that can affect you long-term. Learn how to secure your financial future ahead.
Tips on How to Avoid Overspending on Clothing
To prevent tempting trends from burning a substantial hole in your budget, follow these helpful tips on how to avoid overspending on clothing.
Looking to Buy a Condominium? Consider These Tips.
Purchasing your first a condominium (apartment) is an exciting moment in anyone’s life. It might be the first time that you feel ownership over the place where you live; it could be a chance to move out of the home you grew up in for the first time. Or maybe you’re moving in with your... Continue Reading →
Your Year 2020 in Savings.
Among all the goals that my wife and I set every year, an end of the year savings amount is a major milestone. As I review the past several years of planning, I can give ourselves a score on our financial discipline and control. Truly, that number representing your cash worth on December 31st should... Continue Reading →
My Financial Journey to Purchasing My First Motorcycle.
For each one of us, there are moments that are defining, moments that place a marker into our brains that nothing and no one could move. The imprints of those experiences are so powerful and lasting that they forge in many ways, our personalities, our likes and even our character. It could be an event,... Continue Reading →