How To Be Financially Stable In Your Twenties And Early Thirties
***Guest Post*** As summer comes to a close and the fall semester begins, college students are feeling the crunch. Hours previously spent making money are now devoted to attending lectures and tackling homework. But just because school is back in session doesn’t mean the bills will stop coming. Hoping to make your summer savings last?... Continue Reading →
The topic of investment in real estate can be very controversial. For a long time, it was thought that real estate was a secure and one of the safest investments that one could make. The economic downturn and the scandal of the financial and mortgage industries showed us that our assumptions may be wrong. There... Continue Reading →
If you’re unfamiliar with the term, paradigm shift, it can best be explained by what happens when you go from thinking one way about something to another way. Now, when it comes to our finances and in particular making money, a lot of people are overdue for a paradigm shift, meaning a shift in... Continue Reading →
At Money-Smart Millennials, we focus and encourage self-employment and freelancing. It is no longer a trend in today’s economy, it is a need. However, I hope your goal is not to stay a ‘side hustle’. Businesses should grow and yours should too. Entrepreneurs who are starting out take a lot if not all the tasks... Continue Reading →
In one of the previous articles related to business, we discussed how to get ready to launch your start-up business. I received a lot of feedback and interest on the subject and the discussions led to looking into the future of a start-up. When launching a business, it is obviously important to strategize but it... Continue Reading →
Let’s revisit the topic of Start-Ups again. I love going to networking events in Washington DC because every time, I am encouraged by the energy produced by so many young entrepreneurs. Hearing from millennials working their 9 to 5 then spending hours in the evening, grinding and doing everything they can to have a shot... Continue Reading →
We recently talked about how to launch a home-based business and the intricacies that come with freelancing. It’s a tough endeavor to embark on but it is not impossible. One of the key ingredients to success is starting out right when establishing your enterprise. When it comes to entrepreneurship, I have seen so many... Continue Reading →
Recently, a picture of billionaire Jeff Bezos was shared multiple times on social media and it became viral. The photo showed a young entrepreneur sitting in a very modest office, sitting at a desk you would get for $25 on Craigslist.com. Spray painted on the wall, was the word ‘amazon.com’. Unless someone could see in... Continue Reading →
With so many options for how and where we work, more and more people are starting home based businesses every day. In fact, 3 out of 4 business are started in a home setting. If you haven’t already made the leap, perhaps you have already been thinking about running a business from home. It might... Continue Reading →
You’ve probably heard that most startup business fail before they even experience any success. According to study, 8 out 10 enterprises will crash within two years. Needless to say, being an entrepreneur is rather more difficult than being an employee. Yet, more millennials are embarking on the journey of entrepreneurship than any other generation before... Continue Reading →
12 years ago when I moved to the USA, the idea of buying a car on credit or financing a big purchase was foreign to. Where I'm from and from the experiences I lived through as a kid, people saved money and bought outright what they wanted. Granted, the banking system wasn't as developed as... Continue Reading →
When you’re pursuing your dreams and goals, you get accustomed to working hard. It is so exhilarating that taking a break may not even cross your mind, you may never think about slowing down. This happens to employees too. If you’re someone who genuinely loves their job, you probably work around the clock, take on... Continue Reading →
Four years ago, you embarked on your college journey. You fought through late nights, difficult classes, boring classes, homework and deadlines and you finally arrived. Like any other journey, college has an end goal which is traditionally landing the job of your dreams. Now that you've graduated, you’ve applied to several jobs and thankfully you... Continue Reading →
I understand what it’s like starting out in the working world. For a lot of graduates, first salaries are not very impressive. If you have a major that includes ‘studies’ in the title, you may struggle at first to get a job that allows you some flexibility with your purchases. What’s worse is that you... Continue Reading →
When you run a business, whether a startup or an established one, you are constantly working. In fact, business owners tend to put in twice the number of hours and effort the average employee does. As much as I encourage entrepreneurship, it is crucial to remember that considering the amount of work involved, it is... Continue Reading →
Across the country and all over the world, thousands of students are celebrating their accomplishment in graduating college. The praises pour in, the encouragement is overwhelming and for some the gifts are still flooding the homes. What a great feeling!? If you have just finished a 4 year degree, a graduate program or higher, I... Continue Reading →
When Thursday rolls around, the foot is slowly taken off the accelerator? Why? Starting strong is great but finishing the week stronger is even better. Those who go the extra mile get the extra reward. It's that simple. So today, let's press on and receive inspiration from great minds. Thursday is for TENACITY... Never give... Continue Reading →
3 out 10 workers in America are freelancers. Working as a freelancer is not just a fantasy anymore; it’s becoming a popular choice for a lot of millennials who feel they can get a better chance at maintaining their work/life balance this way. Office work, while it provides stability doesn’t always meet the need of... Continue Reading →
When it comes to money, it’s always good to know that you’re in control. No matter how much you earn or what kind of financial situation you’re in right now, you’ll always want to be sure that you’re making the right decisions to be confident and financially stable. But let’s be honest, it’s not just... Continue Reading →
FEAR: False Evidence Appearing Real. Over and over again, this statement proves to be true. Every day, thousands of millennials venture into entrepreneurship, facing and beating their fear regardless of the potential failure. Spend a night in Washington DC and you would easily attend a dozen of networking events with excited, ambitious, bold and courageous... Continue Reading →
Money-Smart Millennials 