At Money-Smart Millennials, we focus and encourage self-employment and freelancing. It is no longer a trend in today’s economy, it is a need. However, I hope your goal is not to stay a ‘side hustle’. Businesses should grow and yours should too. Entrepreneurs who are starting out take a lot if not all the tasks... Continue Reading →
Insurance: The Necessary and The Not So Necessary.
I turned 30 this year and I still can’t believe it. I think as a kid, you see 30 as a milestone and society also makes it that way, but really when you get there, it’s not that much of a big deal. But no matter how I feel or how you feel now that... Continue Reading →
Let’s Have Fun! Imagining Jobs For The Thrill Seekers
When I was a kid, my dream job was to be an architect. In fact, to this day, I still dream of it. I’m sure you had one too and you may be in your dream career today. Congratulations, if you are! While for a small portion of people, a job is a means of... Continue Reading →
5 Things You Should Do With Every Paycheck.
You’ve been in school for 18+ years for this one goal: get your job, be independent and become a contributor to society. Well, you’ve done it! Over the past few weeks, thousands of new graduates walk across the podiums to receive their degrees and they are now entering the workforce. They will be getting their... Continue Reading →
Challenges of Freelancing. Beware!
To many, is seen as one of the most enjoyable ways to make a living. People think it’s great because you can pick your own work hours, you can take on jobs you want and as a self-employed person, you get to make your own decisions and choose the clients that you work with. However,... Continue Reading →
Are You Prepared For A Working Nomad Lifestyle?
***This article is a collaborative guest post. You may have recently left college, been taking a sabbatical from work or found yourself at another life crossroad, and you may only have one thing on your mind: traveling. You may have an innate hunger to see more of the world, experience a new way of life... Continue Reading →
Financial Lessons They Should Teach In School.
All over the world, kids are taught to go to school, study to get good grades so they can land a good job to make a good income to be successful. Unless you grew up in an entrepreneurial family, you most likely heard that. However, when you take time to reflect on the usefulness of... Continue Reading →
Education: The 21st Century Approach You Should Embrace.
Across the country and all over the world, thousands of students are celebrating their accomplishment in graduating college. The praises pour in, the encouragement is overwhelming and for some the gifts are still flooding the homes. What a great feeling!? If you have just finished a 4 year degree, a graduate program or higher, I... Continue Reading →
You Can’t Feed Your Ego and Your Family at the Same Time.
Sometimes, it takes more than 'doing your best'. You must do whatever it takes.
Tackling Debt In 2017
2017 is just around the corner. A recent Student Loan Hero survey revealed that paying off debt is so far, the most common financial resolution of 2017. Next to getting out of debt is building an emergency fund. Through personal experience getting rid of my own debt and through helping many clients pay off... Continue Reading →
Establish an effective budget today. Preview these two FREE chapters!
CLICK THIS TITLE TO DOWNLOAD: MONEY-SMART MILLENNIALS - PART I, CHAP III & IV DOWNLOAD THE BUDGET TEMPLATE You know the big-ticket expenses in your life, but all the smaller spending can also be a killer. Take a look at your monthly outflow, and I guarantee you will have a few "Yikes, I had... Continue Reading →
How to use your budget as your financial GPS
A few weeks ago I drove to Peoria, IL for a leadership conference with some business partners and friends. From Germantown, MD, it is a solid twelve hours drive. We decided to leave at ten o’clock in the evening and drive through the night. We had a total of four cars so it made sense... Continue Reading →