How To Be Financially Stable In Your Twenties And Early Thirties
The topic of investment in real estate can be very controversial. For a long time, it was thought that real estate was a secure and one of the safest investments that one could make. The economic downturn and the scandal of the financial and mortgage industries showed us that our assumptions may be wrong. There... Continue Reading →
Although the road ahead for you might seem full of twists and turns, and that financial stability seems that it will never going to truly be something within your reach, I think differently. Anything can be done when you put your mind it, and nothing will make your life more relaxed than when you have... Continue Reading →
Look around and you’ll see the hallmarks of middle management. There’s the healthy wages in some cases, the modicum of power and respect, and no headroom thanks to the glass ceiling. To be fair, there are worst places to be than stuck in the middle of managers and subordinates. At least there is the potential... Continue Reading →
I was recently at a networking event in Washington DC and during a conversation, I found out that my interlocutor did not own a car. As much as this is expected in cities such as DC or NY, I still hard for me to comprehend living without a car. For some of us who live... Continue Reading →
If you’re unfamiliar with the term, paradigm shift, it can best be explained by what happens when you go from thinking one way about something to another way. Now, when it comes to our finances and in particular making money, a lot of people are overdue for a paradigm shift, meaning a shift in... Continue Reading →
Running a business, small, medium or large, is no easy task. It takes an exceptional person to break the walls of employment to business ownership. Between dealing with clients, marketing your products and services, running your taskforce, and also making sure that your business is profitable, it gets hectic very easily. Over the year, legality... Continue Reading →
What’s the point in having a future, if the future you’re going to have isn’t bright? We only get one shot on this earth, and unfortunately most of us don’t use it to the best of our abilities. Instead, we stay stuck doing things we don’t want to do, and we generally close doors that... Continue Reading →
It’s July. We are more than halfway through 2018 and in a blink of an eye, it will be December. Just a few months ago, we were setting goals for the year and establishing our budgets. Six months into the new habits, it is time to evaluate. Waiting for the end of the year to... Continue Reading →
Every year, around the year-end holidays, companies and employees tend to slow down. The festive atmosphere somehow promotes an environment more relaxed. This also happens sometimes in the summer. The heat and the abundant travel due to vacations lead to people taking their foot off their momentum, whether it is as an employee or as... Continue Reading →
At Money-Smart Millennials, we focus and encourage self-employment and freelancing. It is no longer a trend in today’s economy, it is a need. However, I hope your goal is not to stay a ‘side hustle’. Businesses should grow and yours should too. Entrepreneurs who are starting out take a lot if not all the tasks... Continue Reading →
For a moment, let’s take a trip down memory lane back to when we were all 10 years old. Do you remember your carefree days when all you thought about was what you were going to be doing next? How about when you turned 13 or 15, when you taped on your bedroom wall a... Continue Reading →
It is no news that an increasing number of people work behind a desk, staring at the computer, or driving around for 8 hours per day. The first job that I ever held was a cashier’s position at a grocery store. Very quickly, I came to dislike it because I was standing for several hours... Continue Reading →
Not long ago, we spoke about the financial lessons they should teach in school. Given how large a role money plays in our lives, it’s astounding that financial literacy is not a priority in the education system. Sadly, some of us learn the hard way through life experiences. I was recently updating my budget and... Continue Reading →
I turned 30 this year and I still can’t believe it. I think as a kid, you see 30 as a milestone and society also makes it that way, but really when you get there, it’s not that much of a big deal. But no matter how I feel or how you feel now that... Continue Reading →
In one of the previous articles related to business, we discussed how to get ready to launch your start-up business. I received a lot of feedback and interest on the subject and the discussions led to looking into the future of a start-up. When launching a business, it is obviously important to strategize but it... Continue Reading →
Let’s revisit the topic of Start-Ups again. I love going to networking events in Washington DC because every time, I am encouraged by the energy produced by so many young entrepreneurs. Hearing from millennials working their 9 to 5 then spending hours in the evening, grinding and doing everything they can to have a shot... Continue Reading →
When it comes to financial stability and discipline, saving is usually the first step that people struggle with. It is where self-control is required and where so many people fail to succeed at. When I was working in banking, I had two types of clients: the ones who had large savings account that consistently grew... Continue Reading →
We recently talked about how to launch a home-based business and the intricacies that come with freelancing. It’s a tough endeavor to embark on but it is not impossible. One of the key ingredients to success is starting out right when establishing your enterprise. When it comes to entrepreneurship, I have seen so many... Continue Reading →
Recently, a picture of billionaire Jeff Bezos was shared multiple times on social media and it became viral. The photo showed a young entrepreneur sitting in a very modest office, sitting at a desk you would get for $25 on Craigslist.com. Spray painted on the wall, was the word ‘amazon.com’. Unless someone could see in... Continue Reading →
If only there was a manual that came with life; wouldn’t everything be so much easier? What if, after graduating college, students were given a guide on financial management? What a different world we would live in. Alas, there’s not, and, as such, we all must slowly figure out how to navigate all the aspects... Continue Reading →
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