How To Be Financially Stable In Your Twenties And Early Thirties
When something goes wrong in your personal finances, it can be a stressful time and it’s not always clear what you should do about it. At times, there’s no obvious answer to many of these situations, but there are certain methods for coping and digging yourself out of a financial hole that you should be... Continue Reading →
When it comes to financial decisions, we all at some point make mistakes during our teens and early twenties. In a way, it’s all part of growing up. Many would also argue it’s better to make those faux pas when you’re young than to stray off course later. The same can rarely be said for... Continue Reading →
The millennial generation spans today from anyone 20 to late 30’s years old. If you belong to this generation, you have been working for a few years or a couple decades and truly, you are somewhere close to the middle of your career. You could be earning a decent amount of money, but that doesn’t... Continue Reading →
This article will challenge you to shift your focus when it comes to your finances and asserts the paradigm that anything is possible. What we focus on, we tend to attract and therefore it’s important to focus on what you do want in financial terms (e.g. financial stability) rather than on what you don’t want... Continue Reading →
A few years ago, I was running a promotional event while representing my employer. Throughout the day, dozens of curious prospects stopped by my booth, looking to inquire about some of the financial products I was marketing. I'd like to take you through two encounters. First, a young man in his early 30’s came running... Continue Reading →
It is no news that the millennial generation has changed and is continuing to change the landscape of the work environment. In today’s world, you don’t need to be at a specific office to work. Many people dream of moving and/or working overseas, and with good reasons. A change of scene, the chance to experience... Continue Reading →
The dictionary describes the word ‘fulfilling’ as something that makes an individual satisfied or happy because of fully developing their character and/or abilities. When we think about jobs, isn’t that the dream we have? Waking up every day to do and enjoy something that brings the best out of us. A new job may be... Continue Reading →
Every work day, millions of people spend hours of their day in a vehicle. Whether you have a terrible commute like some of us in the Washington DC area or a smooth one, it constitutes an expense in time and money. Although maybe small, we can’t ignore the financial impact of the busines commute. Some... Continue Reading →
Regardless of what your finances currently look like today, improving your financial health or maintaining it in a good state should be what you strive for. Unfortunately, it’s very easy to fall into the simple pitfalls that could derail those hopes. Prior to social media, it was already very difficult to refrain from buying attractive... Continue Reading →
The topic of investment in real estate can be very controversial. For a long time, it was thought that real estate was a secure and one of the safest investments that one could make. The economic downturn and the scandal of the financial and mortgage industries showed us that our assumptions may be wrong. There... Continue Reading →
Although the road ahead for you might seem full of twists and turns, and that financial stability seems that it will never going to truly be something within your reach, I think differently. Anything can be done when you put your mind it, and nothing will make your life more relaxed than when you have... Continue Reading →
Look around and you’ll see the hallmarks of middle management. There’s the healthy wages in some cases, the modicum of power and respect, and no headroom thanks to the glass ceiling. To be fair, there are worst places to be than stuck in the middle of managers and subordinates. At least there is the potential... Continue Reading →
I was recently at a networking event in Washington DC and during a conversation, I found out that my interlocutor did not own a car. As much as this is expected in cities such as DC or NY, I still hard for me to comprehend living without a car. For some of us who live... Continue Reading →
If you’re unfamiliar with the term, paradigm shift, it can best be explained by what happens when you go from thinking one way about something to another way. Now, when it comes to our finances and in particular making money, a lot of people are overdue for a paradigm shift, meaning a shift in... Continue Reading →
Running a business, small, medium or large, is no easy task. It takes an exceptional person to break the walls of employment to business ownership. Between dealing with clients, marketing your products and services, running your taskforce, and also making sure that your business is profitable, it gets hectic very easily. Over the year, legality... Continue Reading →
What’s the point in having a future, if the future you’re going to have isn’t bright? We only get one shot on this earth, and unfortunately most of us don’t use it to the best of our abilities. Instead, we stay stuck doing things we don’t want to do, and we generally close doors that... Continue Reading →
It’s July. We are more than halfway through 2018 and in a blink of an eye, it will be December. Just a few months ago, we were setting goals for the year and establishing our budgets. Six months into the new habits, it is time to evaluate. Waiting for the end of the year to... Continue Reading →
Every year, around the year-end holidays, companies and employees tend to slow down. The festive atmosphere somehow promotes an environment more relaxed. This also happens sometimes in the summer. The heat and the abundant travel due to vacations lead to people taking their foot off their momentum, whether it is as an employee or as... Continue Reading →
At Money-Smart Millennials, we focus and encourage self-employment and freelancing. It is no longer a trend in today’s economy, it is a need. However, I hope your goal is not to stay a ‘side hustle’. Businesses should grow and yours should too. Entrepreneurs who are starting out take a lot if not all the tasks... Continue Reading →
For a moment, let’s take a trip down memory lane back to when we were all 10 years old. Do you remember your carefree days when all you thought about was what you were going to be doing next? How about when you turned 13 or 15, when you taped on your bedroom wall a... Continue Reading →
Money-Smart Millennials 