How To Be Financially Stable In Your Twenties And Early Thirties
This article will challenge you to shift your focus when it comes to your finances and asserts the paradigm that anything is possible. What we focus on, we tend to attract and therefore it’s important to focus on what you do want in financial terms (e.g. financial stability) rather than on what you don’t want... Continue Reading →
Regardless of what your finances currently look like today, improving your financial health or maintaining it in a good state should be what you strive for. Unfortunately, it’s very easy to fall into the simple pitfalls that could derail those hopes. Prior to social media, it was already very difficult to refrain from buying attractive... Continue Reading →
Although the road ahead for you might seem full of twists and turns, and that financial stability seems that it will never going to truly be something within your reach, I think differently. Anything can be done when you put your mind it, and nothing will make your life more relaxed than when you have... Continue Reading →
It’s July. We are more than halfway through 2018 and in a blink of an eye, it will be December. Just a few months ago, we were setting goals for the year and establishing our budgets. Six months into the new habits, it is time to evaluate. Waiting for the end of the year to... Continue Reading →
Not long ago, we spoke about the financial lessons they should teach in school. Given how large a role money plays in our lives, it’s astounding that financial literacy is not a priority in the education system. Sadly, some of us learn the hard way through life experiences. I was recently updating my budget and... Continue Reading →
When it comes to financial stability and discipline, saving is usually the first step that people struggle with. It is where self-control is required and where so many people fail to succeed at. When I was working in banking, I had two types of clients: the ones who had large savings account that consistently grew... Continue Reading →
If only there was a manual that came with life; wouldn’t everything be so much easier? What if, after graduating college, students were given a guide on financial management? What a different world we would live in. Alas, there’s not, and, as such, we all must slowly figure out how to navigate all the aspects... Continue Reading →
You’ve been in school for 18+ years for this one goal: get your job, be independent and become a contributor to society. Well, you’ve done it! Over the past few weeks, thousands of new graduates walk across the podiums to receive their degrees and they are now entering the workforce. They will be getting their... Continue Reading →
All over the world, kids are taught to go to school, study to get good grades so they can land a good job to make a good income to be successful. Unless you grew up in an entrepreneurial family, you most likely heard that. However, when you take time to reflect on the usefulness of... Continue Reading →
***Guest Post I am a big supporter of budgeting tools. In the past, I've used spreadsheet and simple note style budgets but I have been slowly transitioning to mobile apps. The need for a personal budget is undeniable, whether you make $35,000 per year or $1,000,000. Unless you have a way to monitoring you money,... Continue Reading →
In 2016, $21 billion were spent on moms all over the country. In comparison, about $15 billion are spent on fathers. There is a huge gap between the two numbers but regardless, there is still a lot of money spent on dad and you would probably be buying something for your father or a father... Continue Reading →
A lot of people think that by making more money, they will get into a better financial position. This could be true in some situations but it’s not always the case. Imagine that a young kid is having trouble improving his skills in the minor league. Assuming that more money leads to financial stability is... Continue Reading →
There was a time when I felt like I never had any money. As soon as I made it, it was gone. I was in college, I was working full time and I had bills to pay including my college tuition. It was easy. After a while, being in such a poor financial position takes... Continue Reading →
12 years ago when I moved to the USA, the idea of buying a car on credit or financing a big purchase was foreign to. Where I'm from and from the experiences I lived through as a kid, people saved money and bought outright what they wanted. Granted, the banking system wasn't as developed as... Continue Reading →
Four years ago, you embarked on your college journey. You fought through late nights, difficult classes, boring classes, homework and deadlines and you finally arrived. Like any other journey, college has an end goal which is traditionally landing the job of your dreams. Now that you've graduated, you’ve applied to several jobs and thankfully you... Continue Reading →
I understand what it’s like starting out in the working world. For a lot of graduates, first salaries are not very impressive. If you have a major that includes ‘studies’ in the title, you may struggle at first to get a job that allows you some flexibility with your purchases. What’s worse is that you... Continue Reading →
I love listening to commencement speeches from keynote speakers. They’re full of inspiration, examples of courage, failures and successes, dedication and some very wise advice. The intriguing thing is that sometimes I wonder how these new graduates would really apply the motivational orders. Really, how many people do feel challenged in their work every day?... Continue Reading →
Crash-landing, deafening silence, impossible solution, autopilot, plastic glasses, jumbo shrimp...What do these all have in common? Well, their respective literal meaning is an oxymoron, but they have transcended vocabulary. Recently, a Glassdoor article was shared with me and as soon as I saw the title, I had an internal sarcastic laugh which only lasted a... Continue Reading →
This is a collaborative post and may contains affiliate links. Although we all still feel like kids most of the time, most of us millennials are well into our mid 20's and early 30's. When you’re settling into adult life (kinda), it can be a challenge to know how and where to save money. It’s... Continue Reading →
By this time, you are most likely already in possession of your tax forms. Unless you have a very complicated return, the majority of tax forms are due January 31. When 62% of Americans have less than $1,000 in a savings account, it is no surprise that employees file their taxes as soon as they... Continue Reading →
Money-Smart Millennials 