How To Be Financially Stable In Your Twenties And Early Thirties
Drive at a steady speed If you’ve got a vehicle with cruise control, use it as it will save you money in the long run. This is because cruise control keeps you driving at a constant speed which in turn reduces fuel consumption. Avoid speeding up a lot since this will waste fuel too. Cruise... Continue Reading →
The stereotype that millennials cannot afford houses or property due to spending too much money on avocados and iced coffees seems to grow stronger with every passing day. However, this does not mean that they are bad with money. The truth is, there are many financial barriers that the millennial generation face that may mean... Continue Reading →
In today's busy world, it is easy to get bogged down with tasks. From work to personal obligations, people often find it difficult to remember everything they need to do in a day. Often, people find themselves saving emails in their inbox, just so they can remember what they need to accomplish. Unfortunately, this is... Continue Reading →
Some people don’t have the funds to be able to jump ship from their current full time job and start working on their website full time. It just doesn’t work like that. Most people prefer a kind smooth start by where they’ll start their business while still working full time. It’s a tough decision to... Continue Reading →
When you have significant amounts of debts to pay off, it can feel like you will never be able to pay it. What you do have to remember, however, is that in the vast majority of cases, it is not impossible. It may take a long time, and involve you being prepared to make lots... Continue Reading →
Saving money is not always an easy thing to do. The temptation of that savings account of yours is always pulling you in, and if you want to save money for a specific event, then you may choose to figure out how you can save your cash. Saving doesn't have to take up chunks of... Continue Reading →
To prevent tempting trends from burning a substantial hole in your budget, follow these helpful tips on how to avoid overspending on clothing.
‘When life gives you lemons, make lemonade’, you’ve heard it, you’ve probably said it hundred of times. In its simplicity, this proverbial phrase is one of the best pieces of advice you would ever get in life. It reflects an attitude of fortitude, a philosophy of positive can-do attitude when faced with misfortune. The great... Continue Reading →
For each one of us, there are moments that are defining, moments that place a marker into our brains that nothing and no one could move. The imprints of those experiences are so powerful and lasting that they forge in many ways, our personalities, our likes and even our character. It could be an event,... Continue Reading →
The problem with debts is that the whole process can be confusing, scary and absolutely overwhelming. Even the word itself holds a lot of weight. Which is why many people avoid dealing with and facing up to the debts that they have. But, the sooner you start, even in the smallest way, the sooner you... Continue Reading →
When explaining to people, especially millennials, that it will take discipline in their finances to achieve stability, some of them tend to cringe. The truth is just like it takes effort, discipline in consistency in any other worthwhile endeavor, being secure financially doesn’t happen by accident. In the past couple articles, we looked at investing,... Continue Reading →
As you are reading this article, You might be a graduating student or someone who is very content in your career. On the other side, you may be unhappy with your source of income, or might want to make sure that you can get onto the best career ladder once you graduate. Whichever of these... Continue Reading →
We all know that with adulthood, come certain responsibilities. One major one is to get your finances in order. The common basic thought is that it all start with a defined budget. To some extent, that is true but real, long term financial stability involves more. From managing debt and credit to planning your income... Continue Reading →
When it comes to finances, being stress free doesn’t happen by accident. It takes intentional work. One of the best approaches you can take is to try to improve the way in which you approach all things financial, if you are not currently satisfied. Think about any relationship, especially a romantic one. It gets better... Continue Reading →
When I published Money-Smart Millennials in 2016, many of my friends and readers started asking questions about investing. I must admit, I wasn’t an expert when it came to investments and I’m still not today. Many have tried investing in the stock market and other avenues such as real estate and as you’ve probably realized... Continue Reading →
On December 31, 2018, Forbes.com published an article on the topic of New Year’s Resolutions. At the same time, people all over the world were setting goals, expectations and resolutions for 2019. It is now February 11 and we are 42 days into the new year. According to that article, less than 25% of people... Continue Reading →
My goal through Money-Smart Millennials is to make you an expert at managing your money . This includes budgeting, managing your income and expenses, being more aware of your cash flow and organizing your debt to pay it off. Other components of money management are investments and savings. You need to think about interest, and... Continue Reading →
Independence and autonomy are a crucial part of younger millennials’ lives, and the critical tool that they need to achieve this is usually their own car. However, when you are still in your late teens and even early twenties for some, vehicles are a costly expense and can be a massive drain on the finances... Continue Reading →
Happy New Year to you my money-smart friend. Can you believe it? Just like that 2018 is gone and for those who worked this week, we're all back in the routine and 2019 is just normal now. Many of you have set goals and resolutions. Congratulations. I know that with the hustle and bustle, it... Continue Reading →
Sometimes, it may feel like your life is not on the tracks that you wish it should be on. Challenges come from all directions and it seems impossible to get back on track. That is normal as life cannot be ‘perfect’ all the time. You’re not the only one feeling this way but there is... Continue Reading →
Money-Smart Millennials 